Notice of assessment (NOA): Refund or balance owing

Getting a refund

By direct deposit

If you have direct deposit, we deposit your refund directly into your bank account. Your notice will show the amount. Keep your notice or statement for your records.

Set up or change direct deposit

By cheque

If you are not set up for direct deposit, your refund will be sent to you by cheque. Your cheque will be sent separately from your NOA.

If the amount is correct, you can cash the cheque at any time.

If you think the amount is incorrect, review the information on your notice for any mistakes. If you find a mistake, go to How to change your return and find out how to ask for an adjustment.

Having a balance owing

If your notice says you owe money, got to make a payment to the Canada Revenue Agency for options on how you can pay.

No refund or balance owing

If your notice says no refund or balance owing, it may be because:

• the balance on your return is 0. You don't get a refund and you don't owe any money on this return.
• you paid the amount owing when you filed your return. Your return should show the amount due and the amount you already paid. Your notice is for your information only. Keep it for your records.