Malta - Pensions and benefits
If you have lived or worked in Malta and in Canada, or you are the survivor of someone who has lived or worked in Malta and in Canada, you may be eligible for pensions or benefits from Malta or Canada, or both.
The Agreement on Social Security between Canada and Malta came into force on March 1, 1992.
Available benefits
If you contributed to both the Canada Pension Plan and the Maltese pension program, or if you lived in Canada and Malta, this agreement may help you qualify for:
- Canadian old age and disability benefits
- Maltese old age and disability benefits
If you are the widow, widower or child of a person who contributed to the pension programs of both countries, this agreement may help you qualify for:
- Canadian survivor benefits
- Maltese survivor benefits
You may qualify for a Canadian or a Maltese benefit, or both. However, under the Agreement, the benefit paid by each country will be based solely on your creditable periods under that country’s pension program. In other words, Canada will pay a benefit amount reflecting the portion of your periods that are creditable under Canada's pension program, and Malta will pay a benefit amount reflecting the portion of your creditable periods under Malta's pension program.
Eligibility
Canadian benefits
The Canadian pension programs included in the Agreement are the Canada Pension Plan (CPP) and the Old Age Security (OAS) program.
If you do not qualify for a Canada Pension Plan benefit based on your contributions to the CPP, Canada will consider your periods of contribution to the Maltese pension program as periods of contribution to the Canada Pension Plan.
If you do not qualify for an Old Age Security pension based on your years of residence in Canada, Canada will consider periods of contribution to the Maltese pension program and periods during which you resided in Malta after the age of 18 as periods of residence in Canada.
Note: Quebec Pension Plan (QPP) contributors
The Government of Canada’s international social security agreements cover Old Age Security and Canada Pension Plan benefits only. If you contribute or have contributed to the QPP but not to the CPP, please consult the Quebec Pension Plan.
Maltese benefits
The Maltese pension program is similar to the Canada Pension Plan and covers most employed and self-employed persons in Malta.
To qualify for a benefit under the Maltese pension program, you normally must have contributed to the program for a minimum period of time.
If you have not contributed to the program for the minimum period, to qualify for a Maltese retirement or survivor benefit under the Agreement, Malta will consider periods of contribution to the Canada Pension Plan and periods of residence in Canada after the age of 18 and from May 7, 1956 as credited periods under the pension program of Malta. To determine eligibility for a Maltese invalidity benefit under the Agreement, Malta will consider periods of contribution to the Canada Pension Plan as credited periods under the pension program of Malta.
If you are a Canadian citizen, under the Agreement you can receive a Maltese benefit while residing in Canada.
Apply
Print and complete one of the following application forms:
If you live in Canada
If you live in Canada and want to apply for Canadian benefits, consult the Pensions in Canada.
If you live in Canada and want to apply for Maltese benefits:
- Malta/Canada Agreement - Application for Maltese Retirement Pension (APP RP CAN V1.7)
- Malta/Canada Agreement - Application for Maltese Invalidity pension (APP IS CAN V2.3)
- Malta/Canada Agreement - Application for Maltese Survivor's pension (APP WP CAN V1.5)
Attach any necessary supporting documents, and return the application form to a Service Canada Centre, or mail it to:
International Operations
Service Canada
PO Box 2710 Station Main
Edmonton AB T5J 2G4
Canada
If you live in Malta
If you live in Malta and want to apply for Canadian benefits:
- Malta/Canada Agreement - Application for Canadian Old Age, Retirement and Survivor Benefits (ISP5054-MLT)
- Malta/Canada Agreement - Application for CPP Child's Benefits (ISP5055-MLT)
- Malta/Canada Agreement - Application for CPP Disability Benefits (ISP5053-MLT)
Attach any necessary supporting documents, and return the application form to a social security office in Malta, or mail it to:
International Operations
Service Canada
PO Box 2710 Station Main
Edmonton AB T5J 2G4
Canada
Malta’s social security
Resources
- Agreement on Social Security between Canada and the Republic of Malta
- General overview of Malta's social security system
- Information and access to programs and services for Canadians living abroad
- Information on contributing to the Canada Pension Plan while working abroad and contact information for the Canada Revenue Agency (CRA)
Note: The Agreement
This page contains general information on the Agreement on Social Security between the Governement of Canada and the Republic of Malta and may not describe all the provisions that apply to your situation. If you have any questions, please contact us. In the case of a discrepancy between this page and the Agreement, the wording and provisions of the Agreement will prevail.
Page details
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