Public pensions

Information on pensions and benefits available from the Canada Pension Plan (CPP) and Old Age Security (OAS) programs. Learn about retirement income, survivor income, disability benefits, eligibility, and the application process.

Disruption of Canada Post services

Due to the labour disruption at Canada Post, mail correspondence from some programs and services may be impacted.

Consult the list of impacted programs for updates.

Retirement income

Canada Pension Plan (CPP)

Decide when and how to apply for your CPP retirement.

Old Age Security (OAS) pension

Apply for OAS if you are 65 and older even if you have never worked or are still working.

Guaranteed Income Supplement

Apply for this benefit if you are an Old Age Security recipient with low income.

Receive public pensions outside Canada

Receiving OAS and CPP pensions and benefits, if living outside Canada.

Guaranteed Income Supplement – Allowance

Canada Pension Plan, Old Age Security, Guaranteed Income Supplement, Retirement planning.

Disability benefits

CPP disability benefits

Apply if you are unable to work due to a severe and prolonged disability.

CPP Post-Retirement Disability Benefit

Apply if you are under 65, receiving a CPP retirement pension, and now have a severe and prolonged disability.

CPP children’s benefit

Apply for a monthly benefit for a dependent child of a person receiving a CPP disability benefit or CPP post-retirement disability benefit.

Following a death

CPP survivor's pension

Apply for a monthly payment paid to the legal spouse or common-law partner of a deceased CPP contributor.

CPP children’s benefit

Apply for a monthly benefit for a dependent child of a deceased CPP contributor.

What to do when someone dies

What to do following the loss of a loved one. Documents you need, who to notify, how to cancel benefits and avoid overpayment.

Death benefit

Apply for a one-time payment on behalf of a deceased CPP contributor.

Allowance for the Survivor

Apply for a monthly benefit if you are low-income, widowed, age 60 to 64 and not yet eligible for OAS.

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