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2022 to 2023 Canada Student Financial Assistance Program statistical review

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Canada Student Financial Assistance Program – Statistical Review 2022 to 2023 [PDF - 3,1 KB]

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List of abbreviations

This is the complete list of abbreviations for the 2022 to 2023 Canada Student Financial Assistance Program statistical review.

CAL
Canada Apprentice Loan
CSG
Canada Student Grant
CSL
Canada Student Loan
CSFA Program
Canada Student Financial Assistance Program
FY
Fiscal year
AY
Academic year
PSE
Post-secondary education
RAP
Repayment Assistance Plan
SFA
Student financial assistance

Introduction

The Government of Canada, through the Department of Employment and Social Development, delivers the Canada Student Financial Assistance (CSFA) Program. This program helps students attend post-secondary education (PSE) and makes education more affordable by providing Canada Student Grants and Canada Student Loans.

Canada Student Grants are upfront and students do not have to pay back this money. Canada Student Loans must be repaid, beginning 6 months after students end their studies. The CSFA Program also offers the Repayment Assistance Plan (RAP) to borrowers who have difficulty repaying their loans.

The Government of Canada works with provincial and territorial governments to deliver student financial assistance to Canadian students. Most provinces and the Yukon Territory participate in the CSFA Program. Students in these provinces and territory use a single application to apply for both federal and provincial grants and loans. Quebec, Nunavut and the Northwest Territories do not participate in the CSFA Program. Instead, they receive annual alternative payments from the Government of Canada to operate their own student financial assistance programs.

Since its establishment in 1964, the CSFA Program has provided $74.7 billion in student loans to 7.0 million full-time and part-time students in Canada. And since grants were first introduced in 1995, it has provided $21.4 billion in grants to 4.2 million students.

About this report

Each year, Employment and Social Development Canada produces the Canada Student Financial Assistance Program Statistical Review – formerly the Canada Student Loans Program Statistical Review. The Statistical Review is a supplementary report to the Canada Student Financial Assistance Program Annual Report. The Annual Report informs Parliament and Canadians about student financial assistance for PSE through the CSFA Program.

The 2022 to 2023 Canada Student Financial Assistance Program Statistical Review provides detailed data on grants, loans, repayment assistance, and other program statistics (e.g. default rate, loan forgiveness). It also includes historical data, a breakdown by province/territory, and demographic information regarding key metrics. Most data is reported for the academic year (from August 1, 2022 to July 31, 2023); however, some data is reported on a fiscal year basis (from April 1, 2022 to March 31, 2023).

Statistics provided in this review only report the federal student financial assistance in participating provinces and territory. Tables may contain suppressed cells to ensure confidentiality especially for some smaller provinces and the Yukon territory. In addition, some figures may not add-up to the summary total due to rounding. Unless otherwise specified, tables include data for full- and part-time students.

For accessibility reasons, we simplified all tables in the web format of this report. Consult the PDF version for the full tables.

2022 to 2023 at a glance

Infographic summarizing 2022 to 2023 results. Text version follow below.
Text version - Infographic

Top right first panel (from left to right):

  • 53% of total student aid is in the form of non-repayable grants
  • 558,000 students received Canada Student Grants
  • $3.5 billion in total value of grants

Top right second panel (from left to right):

  • $23.8 billion in direct loan portfolio
  • 566,000 students received Canada Student Loans
  • 1.9 million borrowers in direct loan portfolio
  • $3.1 billion in total amount of loans

Top right third panel (from left to right):

  • 283,000 beneficiaries of the Repayment Assistance Plan (RAP)
  • 90% of RAP recipients make 0 payments

Bottom right panel (from top to bottom):

  • 7% 3-year default rate for borrowers entering repayment in 2020 to 2021, the same as in 2019-2020
  • $15,091 average loan balance at the time of leaving school
  • Canada Student Loan forgiveness for family doctors and nurses benefitted 5,600 doctors and nurses and provided $26.5 million in amount forgiven

Top left pie charts (left)

  • Institution type
  • 53% university
  • 27% college
  • 19% private institutions

Top left pie charts (right):

  • Level of study
  • 40% certificate or diploma
  • 54% undergraduate
  • 5% master
  • 1% doctorate

Top left bar graph:

  • Profile of grant/loan recipients
  • 60% women
  • 10% students with disabilities
  • 6% indigenous students

Bottom left panel:

  • 481,000 grants for students from low– and middle– income families
  • 104,000 grants for students with dependants
  • 69,800 grants for students with disabilities

Tables

1. Canada

1.1 Student financial assistance: grants and loans

Table 1.1.1 Student financial assistance by type
Table 1.1.1A Student financial assistance by type: Number of recipients1
Type AY
2018 to 2019		 AY
2019 to 2020		 AY
2020 to 2021		 AY
2021 to 2022		 AY
2022 to 2023
Canada Student Grant / Canada Student Loan2 (CSG/CSL) 672,277 656,498 673,136 669,924 681,815
CSG/CSL- Full-time students 660,420 642,229 655,657 651,358 662,981
CSG/CSL- Part-time students 28,737 36,522 42,518 41,272 43,214
Canada Student Grant (CSG) 532,785 528,079 541,777 544,055 557,684
CSG Full-time students3 519,518 511,756 521,991 523,726 536,921
CSG Part-time students4 28,503 36,394 42,367 41,053 42,902
Canada Student Loan (CSL) 625,135 607,861 576,462 558,356 565,848
CSL- Full-time students 618,359 599,795 572,266 553,348 560,590
CSL- Part-time students 13,624 15,761 5,377 6,326 6,727

Table 1.1.1B Student financial assistance by type: Millions of dollars
Type AY
2018 to 2019		 AY
2019 to 2020		 AY
2020 to 2021		 AY
2021 to 2022		 AY
2023 to 2024
Canada Student Grant / Canada Student Loan2 (CSG/CSL) 5,189.5 5,083.9 7,156.3 6,196.3 6,657.8
CSG/CSL- Full-Time students 5,121.9 5,002.1 7,053.6 6,088.9 6,542.7
CSG/CSL- Part-Time students 67.7 81.9 102.8 107.4 115.2
Canada Student Grant (CSG) 1,614.1

1,634.8
3,187.5 3,256.2 3,520.3
CSG- Full-Time Students3 1,568.7 1,578.0 3,096.9 3,163.5 3,421.1
CSG- Part-Time Students4 45.5 56.8 90.6 92.7 99.2
Canada Student Loan (CSL) 3,575.4 3,449.1 3,968.8 2,940.0 3,137.5
CSL - Full-Time Students 3,553.2 3,424.0 3,956.6 2,925.4 3,121.5
CSL - Part-Time Students 22.2 25.1 12.2 14.7 16.0
Table 1.1.2 Canada Student Grants by type
Table 1.1.2A Canada Student Grants by type: Number of recipients1
Type AY
2018 to 2019		 AY
2019 to 2020		 AY
2020 to 2021		 AY
2021 to 2022		 AY
2022 to 2023
Canada Student Grant (CSG) - Total 532,785 528,079 541,777 544,055 557,684
CSG - Full-Time Students 477,892 467,805 471,826 470,663 481,165
CSG - Skills Boost Top-up 64,821 70,615 82,784 94,138 113,884
CSG - Full-Time Students with Dependants 63,828 67,773 80,930 89,140 101,904
CSG - Full-Time Students with Disabilities 49,005 50,773 52,519 57,873 67,166
CSG - Services and Equipment for Full-Time Students with Disabilities 10,487 10,437 9,597 10,342 12,584
CSG - Part-Time Students 28,493 36,374 40,902 39,501 41,145
CSG - Part-Time Students with Dependants 2,643 3,158 2,020 2,485 2,604
CSG - Part-Time Students with Disabilities 1,538 1,848 2,115 2,361 2,642
CSG - Services and Equipment for Part-Time Students with Disabilities 386 484 443 452 498
Table 1.1.2B Canada Student Grants by type: Millions of dollars
Type AY
2018 to 2019		 AY
2019 to 2020		 AY
2020 to 2021		 AY
2021 to 2022		 AY
2022 to 2023
Canada Student Grant (CSG) - Total 1,614.1 1,634.8 3,187.5 3,256.2 3,520.3
CSG - Full-Time Students 1,198.5 1,180.9 2,365.1 2,338.6 2,434.6
CSG - Skills Boost Top-up 98.1 107.5 127.1 143.5 177.3
CSG - Full-Time Students with Dependants 152.0 160.0 377.5 431.5 515.2
CSG - Full-Time Students with Disabilities 93.9 97.5 200.7 221.5 258.7
CSG - Services and Equipment for Full-Time Students with Disabilities 22.2 27.1 26.6 28.5 35.4
CSG - Part-Time Students 43.5 54.5 78.6 79.1 84.0
CSG - Part-Time Students with Dependants 1.9 2.3 2.2 2.9 3.2
CSG - Part-Time Students with Disabilities 3.1 3.7 8.4 9.3 10.4
CSG - Services and Equipment for Part-Time Students with Disabilities 0.9 1.3 1.4 1.3 1.5
Table 1.1.3 Profile of students who received Canada Student Grants and/or Canada Student Loans
Table 1.1.3A Profile of students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by gender: Number
Gender Number Percent
Women 405,959 60
Men 255,283 37
Gender diverse identities 2,256 0s
Unspecified1 18,317 3
Total 681,815 100
Table 1.1.3B Profile of students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 3,999.2 60
Men 2,416.3 36
Gender diverse identities 19.3 0s
Unspecified1 223.0 3
Total 6,657.8 100
Table 1.1.3C Profile of students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by disability status: Number
Disability status Number Percent
Students with disabilities 70,189 10
Students without disabilities 611,626 90
Total 681,815 100
Table 1.1.3D Profile of students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by disability status: Millions of dollars
Disability status Millions of dollars Percent
Students with disabilities 824.1 12
Students without disabilities 5,833.7 88
Total 6,657.8 100
Table 1.1.3E Profile of students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 40,506 6
Non-Indigenous students 641,309 94
Total 681,815 100
Table 1.1.3F Profile of students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 486.5 7
Non-Indigenous students 6,171.4 93
Total 6,657.8 100
Table 1.1.3G Profile of students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by age group: Number
Age group Number Percent
Younger than 20 years 154,747 23
20 to 24 years 261,352 38
25 to 29 years 101,658 15
30 to 34 years 54,812 8
35 to 39 years 43,129 6
40 to 44 years 32,337 5
45 to 49 years 18,125 3
50 years and older 15,655 2
Total 681,815 100
Table 1.1.3H Profile of students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 1,175.4 18
20 to 24 years 2,269.2 34
25 to 29 years 1,045.7 16
30 to 34 years 677.8 10
35 to 39 years 606.9 9
40 to 44 years 455.1 7
45 to 49 years 235.4 4
50 years and older 192.3 3
Total 6,657.8 100
Table 1.1.3I Profile of students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by level of study: Number
Level of study Number Percent
Certificate or diploma 271,746 40
Undergraduate 370,308 54
Master 33,384 5
Doctorate 6,377 1
Total 681,815 100
Table 1.1.3J Profile of students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 2,859.8 43
Undergraduate 3,447.7 52
Master 289.0 4
Doctorate 61.4 1
Total 6,657.8 100
Table 1.1.3K Profile of students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by type of institution: Number
Type of institution Number Percent
University 364,566 53
College 186,860 27
Private 130,389 19
Total 681,815 100
Table 1.1.3L Profile of students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by type of institution: Millions of dollars
Level of study Number Percent
University 3,347.7 50
College 1,608.7 24
Private 1,701.4 26
Total 6,657.8 100
Table 1.1.4 Profile of students who received Canada Student Grants
Table 1.1.4A Profile of students who received Canada Student Grants: AY 2022 to 2023 by gender: Number
Gender Number Percent
Women 330,204 59
Men 210,865 38
Gender diverse identities 1,887 0s
Unspecified 14,728 3
Total 557,684 100
Table 1.1.4B Profile of students who received Canada Student Grants: AY 2022 to 2023 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 2,115.6 60
Men 1,293.4 37
Gender diverse identities 11.9 0s
Unspecified 99.5 3
Total 3,520.3 100
Table 1.1.4C Profile of students who received Canada Student Grants: AY 2022 to 2023 by disability status: Number
Disability status Number Percent
Students with disabilities 70,189 13
Students without disabilities 487,495 87
Total 557,684 100
Table 1.1.4D Profile of students who received Canada Student Grants: AY 2022 to 2023 by disability status: Millions of dollars
Disability status Millions of dollars Percent
Students with disabilities 613.8 17
Students without disabilities 2,906.5 83
Total 3,520.3 100
Table 1.1.4E Profile of students who received Canada Student Grants: AY 2022 to 2023 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 34,634 6
Non-Indigenous students 523,050 94
Total 557,684 100
Table 1.1.4F Profile of students who received Canada Student Grants: AY 2022 to 2023 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 266.8 8
Non-Indigenous students 3,253.5 92
Total 3,520.3 100
Table 1.1.4G Profile of students who received Canada Student Grants: AY 2022 to 2023 by age group: Number
Age group Number Percent
Younger than 20 years 121,030 22
20 to 24 years 218,437 39
25 to 29 years 81,496 15
30 to 34 years 45,258 8
35 to 39 years 37,640 7
40 to 44 years 27,943 5
45 to 49 years 14,432 3
50 years and older 11,448 2
Total 557,684 100
Table 1.1.4H Profile of students who received Canada Student Grants: AY 2022 to 2023 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 593.9 17
20 to 24 years 1,211.9 34
25 to 29 years 535.2 15
30 to 34 years 377.2 11
35 to 39 years 346.2 10
40 to 44 years 250.0 7
45 to 49 years 117.6 3
50 years and older 88.4 3
Total 3,520.3 100
Table 1.1.4I Profile of students who received Canada Student Grants: AY 2022 to 2023 by level of study: Number
Level of study Number Percent
Certificate or diploma 217,910 39
Undergraduate 328,179 59
Master 9,419 2
Doctorate 2,176 0s
Total 557,684 100
Table 1.1.4J Profile of students who received Canada Student Grants: AY 2022 to 2023 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 1,530.2 43
Undergraduate 1,935.1 55
Master 42.6 1
Doctorate 12.4 0s
Total 3,520.3 100
Table 1.1.4K Profile of students who received Canada Student Grants: AY 2022 to 2023 by type of institution: Number
Type of institution Number Percent
University 300,566 54
College 158,062 28
Private 99,056 18
Total 557,684 100
Table 1.1.4L Profile of students who received Canada Student Grants: AY 2022 to 2023 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 1,745.6 50
College 974.3 28
Private 800.4 23
Total 3,520.3 100
Table 1.1.5 Profile of students who received Canada Student Loans
Table 1.1.5A Profile of students who received Canada Student Loans: AY 2022 to 2023 by gender: Number
Gender Number Percent
Women 336,040 59
Men 210,483 37
Gender diverse identities 1,653 0s
Unspecified 17,672 3
Total 565,848 100
Table 1.1.5B Profile of students who received Canada Student Loans: AY 2022 to 2023 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 1,883.7 60
Men 1,122.9 36
Gender diverse identities 7.4 0s
Unspecified 123.5 4
Total 3,137.5 100
Table 1.1.5C Profile of students who received Canada Student Loans: AY 2022 to 2023 by disability status: Number
Disability status Number Percent
Students with disabilities 43,692 8
Students without disabilities 522,156 92
Total 565,848 100
Table 1.1.5D Profile of students who received Canada Student Loans: AY 2022 to 2023 by disability status: Millions of dollars
Disability status Millions of dollars Percent
Students with disabilities 210.3 7
Students without disabilities 2,927.2 93
Total 3,137.5 100
Table 1.1.5E Profile of students who received Canada Student Loans: AY 2022 to 2023 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 33,717 6
Non-Indigenous students 532,131 94
Total 565,848 100
Table 1.1.5F Profile of students who received Canada Student Loans: AY 2022 to 2023 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 219.6 7
Non-Indigenous students 2,917.9 93
Total 3,137.5 100
Table 1.1.5G Profile of students who received or Canada Student Loans: AY 2022 to 2023 by age group: Number
Age group Number Percent
Younger than 20 years 129,317 23
20 to 24 years 214,263 38
25 to 29 years 85,120 15
30 to 34 years 45,600 8
35 to 39 years 35,679 6
40 to 44 years 26,889 5
45 to 49 years 15,420 3
50 years and older 13,560 2
Total 565,848 100
Table 1.1.5H Profile of students who received Canada Student Loans: AY 2022 to 2023 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 581.5 19
20 to 24 years 1,057.3 34
25 to 29 years 510.5 16
30 to 34 years 300.6 10
35 to 39 years 260.7 8
40 to 44 years 205.1 7
45 to 49 years 117.9 4
50 years and older 103.9 3
Total 3,137.5 100
Table 1.1.5I Profile of students who received Canada Student Loans: AY 2022 to 2023 by level of study: Number
Level of study Number Percent
Certificate or diploma 211,647 37
Undergraduate 316,479 56
Master 31,769 6
Doctorate 5,953 1
Total 565,848 100
Table 1.1.5J Profile of students who received Canada Student Loans: AY 2022 to 2023 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 1,328.4 42
Undergraduate 1,516.0 48
Master 244.2 8
Doctorate 48.9 2
Total 3,137.5 100
Table 1.1.5K Profile of students who received Canada Student Loans: AY 2022 to 2023 by type of institution: Number
Type of institution Number Percent
University 313,887 55
College 139,234 25
Private 112,727 20
Total 565,848 100
Table 1.1.5L Profile of students who received Canada Student Loans: AY 2022 to 2023 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 1,602.5 51
College 635.1 20
Private 899.9 29
Total 3,137.5 100
Table 1.1.6 Canada Apprentice Loan
Table 1.1.6A Canada Apprentice Loans
Item AY
2018 to 2019		 AY
2019 to 2020		 AY
2020 to 2021		 AY
2021 to 2022		 AY
2022 to 2023
Number of Canada Apprentice Loans (CAL) recipients 13,055 10,684 8,000 8,249 9,449
CAL disbursements (millions of dollars) 54.7 44.1 34.2 34.4 39.3
Table 1.1.6B Canada Apprentice Loan recipients by gender: Percent
Gender AY
2018 to 2019		 AY
2019 to 2020		 AY
2020 to 2021		 AY
2021 to 2022		 AY
2022 to 2023
Women 6 6 6 7 7
Men 94 94 93 93 93
Gender diverse identities N/A N/A 0s 1 1
Total 100 100 100 100 100
Table 1.1.6C Canada Apprentice Loan recipients by age group: Percent
Gender AY
2018 to 2019		 AY
2019 to 2020		 AY
2020 to 2021		 AY
2021 to 2022		 AY
2022 to 2023
Younger than 20 years 3 2 2 2 3
20 to 24 years 28 27 25 24 24
25 to 29 years 31 32 32 31 30
30 to 34 years 19 19 21 21 22
35 to 39 years 10 10 11 11 11
40 to 44 years 5 5 6 6 6
45 to 49 years 2 3 2 2 2
50 years and older 1 1 1 1 1
Total 100 100 100 100 100

1.2 Loan balance

Table 1.2.1 Number of full-time students leaving school and their average loan balance at time of leaving school
Item AY
2018 to 2019		 AY
2019 to 2020		 AY
2020 to 2021		 AY
2021 to 2022		 AY
2022 to 2023
Number of students leaving school 233,376 248,604 235,407 254,831 243,301
Average loan balance at time of leaving school (dollars) 13,367 13,549 14,418 15,578 15,091
Table 1.2.2 Profile of average loan balance at time of leaving school for full-time students
Table 1.2.2A Profile of average loan balance at time of leaving school for full-time students by gender: Dollars
Gender AY
2018 to 2019		 AY
2019 to 2020		 AY
2020 to 2021		 AY
2021 to 2022		 AY
2022 to 2023
Women 13,825 13,946 14,805 15,976 15,309
Men 12,713 12,984 13,857 14,945 14,364
Gender diverse identities N/A N/A N/A N/A 8,928
Unspecified N/A N/A N/A N/A 20,423
Table 1.2.2B Profile of average loan balance at time of leaving school for full-time students by age group: Dollars
Age group AY
2018 to 2019		 AY
2019 to 2020		 AY
2020 to 2021		 AY
2021 to 2022		 AY
2022 to 2023
Younger than 20 years 5,363 5,375 5,426 5,665 5,038
20 to 24 years 12,779 13,000 13,859 14,347 13,761
25 to 29 years 16,744 17,193 18,254 19,368 18,880
30 to 34 years 15,476 15,201 15,928 17,528 16,844
35 to 39 years 13,429 13,607 13,917 16,073 15,380
40 to 44 years 13,084 13,039 13,584 15,846 15,103
45 to 49 years 13,230 13,212 13,801 16,132 15,613
50 years and older 12,753 12,861 13,390 15,776 15,309
Table 1.2.2C Profile of average loan balance at time of leaving school for full-time students by level of study: Dollars
Level of study AY
2018 to 2019		 AY
2019 to 2020		 AY
2020 to 2021		 AY
2021 to 2022		 AY
2022 to 2023
Certificate or diploma 9,846 10,053 10,504 12,256 11,551
Undergraduate 16,418 16,345 17,632 18,026 17,642
Master 19,951 19,431 21,031 24,501 24,178
Doctorate 27,935 26,731 29,106 30,942 31,808
Table 1.2.2D Profile of average loan balance at time of leaving school for full-time students by type of institution: Dollars
Type of institution AY
2018 to 2019		 AY
2019 to 2020		 AY
2020 to 2021		 AY
2021 to 2022		 AY
2022 to 2023
University 17,200 17,132 18,366 19,109 18,704
College 10,242 10,513 11,025 11,797 11,107
Private 11,041 11,229 11,652 14,506 13,818
Table 1.2.3 Distribution of loan balance at time of leaving school for full-time students: AY 2022 to 2023
Item Less than 5,000 $5,000 to $9,999 $10,000 to $14,999 $15,000 to $19,999 $20,000 to $24,999 $25,000 to $29,999 $30,000 and over Total
Number of students by debt level 49,328 59,031 36,517 31,069 21,059 17,248 29,049 243,301
Percentage of students by debt level 20 24 15 13 9 7 12 100
Table 1.2.4 Profile of loan balance distribution at time of leaving school for full-time students
Table 1.2.4A Profile of loan balance distribution at time of leaving school for full-time students: AY 2022 to 2023 by gender: Percent
Gender Less than 5,000 $5,000 to $9,999 $10,000 to $14,999 $15,000 to $19,999 $20,000 to $24,999 $25,000 to $29,999 $30,000 and over Total
Women 19 24 16 13 9 7 12 100
Men 24 24 14 12 8 7 11 100
Gender diverse identities 41 30 12 7 3 3 4 100
Unspecified 10 24 10 13 9 8 25 100
Table 1.2.4B Profile of loan balance distribution at time of leaving school for full-time students: AY 2022 to 2023 by age group: Percent
Age group Less than 5,000 $5,000 to $9,999 $10,000 to $14,999 $15,000 to $19,999 $20,000 to $24,999 $25,000 to $29,999 $30,000 and over Total
Younger than 20 years 57 34 7 2 0s x x 100
20 to 24 years 23 22 16 12 10 8 9 100
25 to 29 years 15 20 14 12 10 9 20 100
30 to 34 years 15 25 15 14 9 7 15 100
35 to 39 years 14 29 17 16 8 6 11 100
40 to 44 years 12 30 18 17 8 6 9 100
45 to 49 years 10 30 17 19 8 6 10 100
50 years and older 11 31 19 17 7 x x 100
Table 1.2.4C Profile of loan balance distribution at time of leaving school for full-time students: AY 2022 to 2023 by level of study: Percent
Level of study Less than 5,000 $5,000 to $9,999 $10,000 to $14,999 $15,000 to $19,999 $20,000 to $24,999 $25,000 to $29,999 $30,000 and over Total
Certificate or diploma 23 33 16 13 6 4 5 100
Undergraduate 19 16 14 12 11 10 17 100
Master 9 11 13 12 11 12 31 100
Doctorate 18 6 8 6 6 6 50 100
Table 1.2.4D Profile of loan balance distribution at time of leaving school for full-time students: AY 2022 to 2023 by type of institution: Percent
Level of study Less than 5,000 $5,000 to $9,999 $10,000 to $14,999 $15,000 to $19,999 $20,000 to $24,999 $25,000 to $29,999 $30,000 and over Total
University 18 15 13 12 11 11 20 100
College 32 28 14 10 6 4 6 100
Private 9 35 20 18 8 5 6 100

1.3 Repayment Assistance Plan (RAP)

Table 1.3.1 Number of RAP recipients by RAP stage and payment type
Table 1.3.1A Number of RAP recipients by RAP stage and payment type: Number
RAP stage AY
2018 to 2019		 AY
2019 to 2020		 AY
2020 to 2021		 AY
2021 to 2022		 AY
2022 to 2023
All Stages - Total 330,381 296,647 309,348 285,031 282,716
All Stages - Zero Payment 279,184 253,648 267,507 234,394 253,052
All Stages - Affordable Payment 51,197 42,999 41,841 50,637 29,664
Stage 1 - Total 251,981 219,927 234,264 202,070 198,392
Stage 1 - Zero Payment 211,641 186,833 202,523 163,892 175,914
Stage 1 - Affordable Payment 40,340 33,094 31,741 38,178 22,478
Stage 2 - Total 52,045 51,936 50,725 56,534 55,815
Stage 2 - Zero Payment 44,456 45,055 43,897 48,041 51,111
Stage 2 - Affordable Payment 7,589 6,881 6,828 8,493 4,704
Disability - Total 26,355 24,784 24,359 26,427 28,509
Disability - Zero Payment 23,087 21,760 21,087 22,461 26,027
Disability - Affordable Payment 3,268 3,024 3,272 3,966 2,482
Table 1.3.1B Number of RAP recipients by RAP stage and payment type: Percent
RAP stage AY
2018 to 2019		 AY
2019 to 2020		 AY
2020 to 2021		 AY
2021 to 2022		 AY
2022 to 2023
All Stages - Total 100 100 100 100 100
All Stages - Zero Payment 85 86 86 82 90
All Stages - Affordable Payment 15 14 14 18 10
Stage 1 - Total 100 100 100 100 100
Stage 1 - Zero Payment 84 85 87 81 89
Stage 1 - Affordable Payment 16 15 13 19 11
Stage 2 - Total 100 100 100 100 100
Stage 2 - Zero Payment 85 87 87 85 92
Stage 2 - Affordable Payment 15 13 13 15 8
Disability - Total 100 100 100 100 100
Disability - Zero Payment 88 88 88 85 91
Disability - Affordable Payment 12 12 12 15 9
Table 1.3.2 Profile of students benefiting from RAP
Table 1.3.2A Profile of students benefitting from RAP: AY 2022 to 2023 by gender
Gender Number Percent
Women 186,838 66
Men 91,935 33
Gender diverse identities 219 0s
Unspecified 3,724 1
Total 282,716 100
Table 1.3.2B Profile of students benefitting from RAP: AY 2022 to 2023 by age group
Age group Number Percent
Younger than 20 years 1,282 0s
20 to 24 years 42,271 15
25 to 29 years 82,013 29
30 to 34 years 63,701 23
35 to 39 years 40,014 14
40 to 44 years 22,464 8
45 to 49 years 12,755 5
50 years and older 18,216 6
Total 282,716 100
Table 1.3.2C Profile of students benefitting from RAP: AY 2022 to 2023 by level of study
Level of study Number Percent
Certificate or diploma 152,993 54
Undergraduate 109,954 39
Master 16,586 6
Doctorate 3,183 1
Total 282,716 100
Table 1.3.2D Profile of students benefitting from RAP: AY 2022 to 2023 by type of institution
Type of institution Number Percent
University 113,561 40
College 100,688 36
Private 68,467 24
Total 282,716 100
Table 1.3.3 First year RAP uptake rate for full-time students
Item AY
2018 to 2019		 AY
2019 to 20201		 AY
2020 to 2021		 AY
2021 to 2022		 AY
2022 to 2023
Number of borrowers entering repayment 233,376 248,604 235,407 254,831 243,301
Number of borrowers on RAP during the first year in repayment 56,540 40,553 47,807 41,813 47,015
First year RAP uptake rate (percent) 24 16 20 16 19

1.4 Loan forgiveness

Table 1.4.1 Canada Student Loan forgiveness for family doctors and nurses by profession and by fiscal year
Table 1.4.1A Canada Student Loan forgiveness for family doctors and nurses by profession and by fiscal year: Number
Profession FY
2018 to 2019		 FY
2019 to 2020		 FY
2020 to 2021		 FY
2021 to 2022		 FY
2022 to 2023
Family Doctor 307 326 235 290 337
Family Medicine Resident 626 602 575 668 691
Licensed Practical Nurse 765 779 636 774 952
Nurse Practitioner 53 43 35 50 72
Registered Nurse 3,142 3,103 2,452 2,990 2,916
Registered Practical Nurse 501 499 342 454 458
Registered Psychiatric Nurse 133 138 108 137 138
Total 5,527 5,490 4,383 5,363 5,564
Table 1.4.1B Canada Student Loan forgiveness for family doctors and nurses by profession and by fiscal year: Amount Forgiven: Millions of dollars
Profession FY
2018 to 2019		 FY
2019 to 2020		 FY
2020 to 2021		 FY
2021 to 2022		 FY
2022 to 2023
Family Doctor 2.1 2.3 1.7 2.1 2.5
Family Medicine Resident 4.9 4.7 4.5 5.4 5.7
Licensed Practical Nurse 2.8 2.8 2.4 3.1 3.8
Nurse Practitioner 0.2 0.2 0.1 0.2 0.3
Registered Nurse 12.0 11.8 9.4 12.0 11.7
Registered Practical Nurse 1.8 1.8 1.3 1.7 1.8
Registered Psychiatric Nurse 0.5 0.5 0.4 0.5 0.6
Total 24.3 24.1 19.7 25.1 26.5
Table 1.4.2 Canada Student Loan forgiveness for family doctors and nurses by place of work1 and by fiscal year
Table 1.4.2A Canada Student Loan forgiveness for family doctors and nurses by place of work1 and by fiscal year: Number
Jurisdictions FY
2018 to 2019		 FY
2019 to 2020		 FY
2020 to 2021		 FY
2021 to 2022		 FY
2022 to 2023
Newfoundland and Labrador 252 252 192 218 202
Prince Edward Island 118 102 76 106 110
Nova Scotia 636 685 614 742 729
New Brunswick 332 294 203 243 245
Quebec 10 x x x x
Ontario 1,585 1,655 1,302 1,616 1,648
Manitoba 242 234 173 213 247
Saskatchewan 390 391 288 348 355
Alberta 754 737 613 738 809
British Columbia 1,072 1,017 800 989 1,073
Yukon 42 49 39 50 53
Northwest Territories 52 29 41 54 49
Nunavut 42 x x x x
Canada 5,527 5,490 4,383 5,363 5,564
Table 1.4.2B Canada Student Loan forgiveness for family doctors and nurses by place of work1 and by fiscal year: Amount forgiven: Millions of dollars
Jurisdictions FY
2018 to 2019		 FY
2019 to 2020		 FY
2020 to 2021		 FY
2021 to 2022		 FY
2022 to 2023
Newfoundland and Labrador 1.2 1.2 0.8 1.0 1.0
Prince Edward Island 0.5 0.4 0.3 0.5 0.5
Nova Scotia 2.7 2.9 2.6 3.3 3.4
New Brunswick 1.3 1.2 0.8 1.1 1.1
Quebec 0.1 x x x x
Ontario 7.2 7.5 6.2 7.9 8.2
Manitoba 1.1 1.0 0.8 1.0 1.2
Saskatchewan 1.7 1.7 1.2 1.6 1.6
Alberta 3.3 3.3 2.8 3.4 3.8
British Columbia 4.6 4.4 3.5 4.6 5.1
Yukon 0.2 0.2 0.2 0.2 0.2
Northwest Territories 0.2 0.1 0.2 0.3 0.3
Nunavut 0.2 x x x x
Canada 24.3 24.1 19.7 25.1 26.5
Table 1.4.3 Severe Permanent Disability Benefit1
Item AY
2018 to 2019		 AY
2019 to 2020		 AY
2020 to 2021		 AY
2021 to 2022		 AY
2022 to 2023
Number of recipients 440 428 506 461 479
Total value of loans forgiven (millions of dollars) 7.4 6.5 7.9 6.9 7.6
Average value of loans forgiven (dollars) 16,730 15,081 15,524 15,003 15,765

1.5 Default

Table 1.5.1 3-year default rates for direct loans for full-time students
Table 1.5.1A 3-year default rates for direct loans for full-time students: Percent
Item AY
2016 to 2017		 AY
2017 to 2018		 AY
2018 to 2019		 AY
2019 to 2020		 AY
2020 to 2021
3-year default rate for direct loans 9 8 8 7 7
Table 1.5.1B 3-year default rates for direct loans for full-time students by gender: Percent
Gender AY
2016 to 2017		 AY
2017 to 2018		 AY
2018 to 2019		 AY
2019 to 2020		 AY
2020 to 2021
Women 9 8 8 7 7
Men 10 9 9 7 7
Gender diverse identities N/A N/A N/A 0 x
Unspecified N/A N/A N/A x x
Table 1.5.1C 3-year default rates for direct loans for full-time students by age group: Percent
Age group AY
2016 to 2017		 AY
2017 to 2018		 AY
2018 to 2019		 AY
2019 to 2020		 AY
2020 to 2021
Younger than 20 years 19 17 17 14 14
20 to 24 years 8 7 8 6 6
25 to 29 years 8 7 7 6 6
30 to 34 years 10 9 9 8 7
35 to 39 years 11 10 10 9 8
40 to 44 years 11 10 9 9 8
45 to 49 years 10 11 11 8 8
50 years and older 12 12 12 9 10
Table 1.5.1D 3-year default rates for direct loans for full-time students by level of study: Percent
Level of study AY
2016 to 2017		 AY
2017 to 2018		 AY
2018 to 2019		 AY
2019 to 2020		 AY
2020 to 2021
Certificate or diploma 14 13 12 11 10
Undergraduate 6 6 6 5 5
Master 3 2 3 3 2
Doctorate 7 5 6 6 4
Table 1.5.1E 3-year default rates for direct loans for full-time students by type of institution: Percent
Type of institution AY
2016 to 2017		 AY
2017 to 2018		 AY
2018 to 2019		 AY
2019 to 2020		 AY
2020 to 2021
University 6 5 5 5 4
College 11 10 10 9 8
Private 17 16 14 12 12

1.6 Loan portfolio

Table 1.6.1 Direct loan portfolio at the end of academic year
Table 1.6.1A Direct loan portfolio at the end of academic year: Number of borrowers
Loan status AY
2018 to 2019		 AY
2019 to 20201		 AY
2020 to 2021		 AY
2021 to 2022		 AY
2022 to 2023
In study 609,910 599,971 599,483 579,147 590,185
In repayment 907,259 983,826 998,311 1,065,310 1,126,076
In repayment - Current 616,069 900,965 719,013 809,660 849,379
In repayment - RAP 204,945 0 193,155 172,031 187,080
In repayment - Delinquency 86,245 82,861 86,143 83,619 89,617
In default 217,766 213,420 217,550 225,825 231,222
Total direct loan portfolio 1,734,935 1,797,217 1,815,344 1,870,282 1,947,483
Table 1.6.1B Direct loan portfolio at the end of academic year: Millions of dollars
Loan status AY
2018 to 2019		 AY
2019 to 20201		 AY
2020 to 2021		 AY
2021 to 2022		 AY
2022 to 2023
In study 7,919.2 8,201.9 8,964.7 8,122.6 7,876.8
In repayment 10,343.2 11,575.0 11,720.4 12,653.0 13,197.2
In repayment - Current 5,769.8 10,593.8 7,265.2 8,553.4 8,776.2
In repayment - RAP 3,601.9 0.0 3,426.6 3,123.5 3,378.9
In repayment - Delinquency 971.4 981.1 1,028.6 976.0 1,042.0
In default 2,545.6 2,565.3 2,620.2 2,712.3 2,741.1
Total direct loan portfolio 20,808.0 22,342.2 23,305.3 23,487.9 23,815.1

2. Provinces and territories

2.1 Student financial assistance: grants and loans

Table 2.1.1 Student financial assistance by type
Table 2.1.1A Student financial assistance by type: AY 2022 to 2023: Number of recipients 1
Type Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Canada Student Grant / Canada Student Loan2 (CSG/CSL) 681,815 7,399 3,153 18,343 12,299 393,825 18,051 22,720 140,597 65,106 322
CSG/CSL - Full-time students 662,981 7,254 2,821 18,011 12,171 382,747 17,718 21,945 138,681 61,319 314
CSG/CSL - Part-time students 43,214 333 512 511 210 29,600 541 1,456 3,851 6,187 13
Canada Student Grant (CSG) 557,684 6,143 2,691 14,753 9,538 321,520 14,770 19,318 116,637 52,065 249
CSG - Full-time students3 536,921 5,981 x 14,404 9,407 309,028 14,435 18,508 114,481 48,091 x
CSG - Part-time students4 42,902 329 x 510 206 29,394 528 1,442 3,819 6,150 x
Canada Student Loan (CSL) 565,848 7,142 2,106 17,694 11,449 310,924 15,913 17,615 125,030 57,763 212
CSL - Full-time students 560,590 7,102 x 17,519 11,381 307,886 15,775 17,378 124,409 56,841 x
CSL - Part-time students 6,727 57 x 204 80 3,970 160 284 866 1,084 x
Table 2.1.1B Student financial assistance by type: AY 2022 to 2023: Millions of dollars
Type Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Canada Student Grant / Canada Student Loan2 (CSG/CSL) 6,657.8 84.9 27.6 223.4 120.8 3,399.3 165.8 240.1 1,752.1 640.7 3.1
CSG/CSL - Full-time students 6,542.7 84.0 26.8 221.4 120.1 3,327.1 164.1 235.3 1,740.4 620.5 3.0
CSG/CSL - Part-time students 115.2 0.9 0.9 2.0 0.7 72.1 1.7 4.8 11.8 20.2 0.0s
Canada Student Grant (CSG) 3,520.3 40.9 16.0 99.7 57.8 1,868.8 90.2 131.9 909.6 303.8 1.7
CSG - Full-time students3 3,421.1 40.1 x 98.1 57.3 1,805.5 88.9 127.7 900.0 286.6 x
CSG - Part-time students4 99.2 0.8 x 1.5 0.5 63.3 1.3 4.1 9.7 17.2 x
Canada Student Loan (CSL) 3,137.5 44.0 11.6 123.7 63.0 1,530.5 75.6 108.2 842.6 336.9 1.4
CSL - Full-time students 3,121.5 43.9 x 123.2 62.9 1,521.6 75.2 107.5 840.4 333.9 x
CSL - Part-time students 16.0 0.1 x 0.5 0.2 8.9 0.4 0.7 2.2 3.0 x
Table 2.1.2 Canada Student Grants for full-time and part-time students by type
Table 2.1.2A Canada Student Grants for full-time and part-time students by type: AY 2022 to 2023: Number of recipients
Jurisdiction Canada Student Grant for Full-Time Students Canada Student Grant - Skills Boost Top-up Canada Student Grant for Full-Time Students with Dependants Canada Student Grant for Full-Time Students with Disabilities Canada Student Grant for Services and Equipment for Full-Time Students with Disabilities Canada Student Grant for Part-Time Students Canada Student Grant for Part-Time Students with Dependants Canada Student Grant for Part-Time Students with Disabilities Canada Student Grant for Services and Equipment for Part-Time Students with Disabilities Total1
Newfoundland and Labrador 5,378 980 556 1,606 440 298 22 40 14 6,143
Prince Edward Island 2,000 338 247 734 308 487 10 28 x 2,691
Nova Scotia 12,482 2,231 1,623 4,309 2,075 460 92 77 20 14,753
New Brunswick 8,597 1,217 1,179 1,264 400 196 31 14 x 9,538
Ontario 274,352 44,843 50,140 39,119 3,650 28,484 1,242 1,317 111 321,520
Manitoba 12,947 2,730 2,743 1,377 546 512 65 22 x 14,770
Saskatchewan 16,530 4,026 3,785 3,506 957 1,361 237 112 37 19,318
Alberta 104,749 47,031 36,311 8,704 2,588 3,694 473 217 40 116,637
British Columbia 43,926 10,407 5,278 6,507 1,601 5,641 432 815 263 52,065
Yukon 204 81 42 40 19 12 0 0 0 249
Canada 481,165 113,884 101,904 67,166 12,584 41,145 2,604 2,642 498 557,684
Table 2.1.2B Canada Student Grants for full-time and part-time students by type: AY 2022 to 2023: Millions of dollars
Jurisdiction Canada Student Grant for Full-Time Students Canada Student Grant - Skills Boost Top-up Canada Student Grant for Full-Time Students with Dependants Canada Student Grant for Full-Time Students with Disabilities Canada Student Grant for Services and Equipment for Full-Time Students with Disabilities Canada Student Grant for Part-Time Students Canada Student Grant for Part-Time Students with Dependants Canada Student Grant for Part-Time Students with Disabilities Canada Student Grant for Services and Equipment for Part-Time Students with Disabilities Total
Newfoundland and Labrador 28.0 1.5 2.5 6.3 1.8 0.5 0.0s 0.2 0.0s 40.9
Prince Edward Island 9.7 0.5 1.0 2.9 1.1 0.7 0.0s 0.1 x 16.0
Nova Scotia 64.4 3.7 7.7 17.1 5.1 1.0 0.1 0.3 0.0s 99.7
New Brunswick 43.8 2.0 5.4 4.8 1.3 0.4 0.0s 0.1 x 57.8
Ontario 1,336.4 65.8 247.3 148.4 7.6 56.5 1.3 5.2 0.3 1,868.8
Manitoba 63.6 4.2 13.3 5.4 2.3 1.1 0.1 0.1 x 90.2
Saskatchewan 85.4 6.5 19.1 13.6 3.1 3.2 0.3 0.4 0.1 131.9
Alberta 582.8 77.1 197.5 34.3 8.2 8.0 0.7 0.9 0.1 909.6
British Columbia 219.3 15.8 21.0 25.7 4.7 12.5 0.6 3.3 0.8 303.8
Yukon 1.1 0.1 0.2 0.2 0.1 0.0s 0.0 0.0 0.0 1.7
Canada 2,434.6 177.3 515.2 258.7 35.4 84.0 3.2 10.4 1.5 3,520.3
Table 2.1.3 Profile of students who received Canada Student Grants and/or Canada Student Loans
Table 2.1.3A Profile of students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by gender: Percent
Gender Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Women 60 63 66 x 64 61 62 65 61 63 59
Men 37 36 34 x 35 39 37 35 39 37 39
Gender diverse individuals 0s x x x 1 0s x 1 x x x
Unspecified1 3 x x 100 0s 0s x 0 x x x
Total 100 100 100 100 100 100 100 100 100 100 100
Table 2.1.3B Profile of students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by disability status: Percent
Disability status Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Students with disabilities 10 22 25 24 11 10 8 16 6 11 13
Students without disabilities 90 78 75 76 89 90 92 84 94 89 87
Total 100 100 100 100 100 100 100 100 100 100 100
Table 2.1.3C Profile of students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by Indigenous status: Percent
Indigenous status Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Indigenous students 6 7 2 6 3 2 11 19 17 4 7
Non-Indigenous students 94 93 98 94 97 98 89 81 83 96 93
Total 100 100 100 100 100 100 100 100 100 100 100
Table 2.1.3D Profile of students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by age group: Percent
Age group Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Younger than 20 years 23 25 30 27 30 27 18 19 15 15 11
20 to 24 years 38 44 42 42 45 40 41 39 31 40 31
25 to 29 years 15 18 14 15 12 14 18 17 14 22 25
30 to 34 years 8 6 6 7 5 7 9 10 10 10 15
35 to 39 years 6 3 4 4 4 5 7 7 11 6 7
40 to 44 years 5 2 2 2 2 4 4 4 9 3 4
45 to 49 years 3 1 x 1 1 2 2 2 5 2 x
50 years and older 2 1 x 1 1 2 1 1 5 2 x
Total 100 100 100 100 100 100 100 100 100 100 100
Table 2.1.3E Profile of students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by level of study: Percent
Level of study Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Certificate or diploma 40 41 28 33 31 37 31 31 54 38 30
Undergraduate 54 53 66 61 63 57 64 64 41 56 59
Master 5 5 x 6 6 5 4 4 4 5 x
Doctorate 1 1 x 1 1 1 1 1 1 1 x
Total 100 100 100 100 100 100 100 100 100 100 100
Table 2.1.3F Profile of students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by type of institution: Percent
Type of institution Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
University 53 58 70 66 66 58 64 67 33 58 71
College 27 24 23 21 18 30 17 18 28 22 13
Private 19 18 7 12 16 13 18 15 40 20 16
Total 100 100 100 100 100 100 100 100 100 100 100
Table 2.1.4 Average age of students who received student financial assistance: AY 2022 to 2023
Student financial assistance Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Canada Student Grant / Canada Student Loan (CSG/CSL) 26 24 24 24 23 25 26 26 29 26 28
CSG/CSL - Full-time students 26 24 24 24 23 25 26 26 29 26 28
CSG/CSL - Part-time students 25 26 22 28 28 24 29 28 28 27 26
Canada Student Grant (CSG) 26 24 23 24 23 25 26 26 30 26 27
CSG - Full-time students 26 24 24 24 23 25 26 26 30 26 27
CSG - Part-time students 25 24 19 27 26 22 26 25 26 24 25
Canada Student Loan (CSL) 26 24 24 24 23 25 26 26 29 26 28
CSL - Full-time students 26 24 24 24 23 25 26 26 29 26 28
CSL - Part-time students 30 30 x 31 29 29 32 31 31 31 x
Entering repayment 28 25 27 26 26 27 29 29 30 29 30
Repayment assistance plan 33 30 31 31 31 33 33 32 33 34 36
Canada Apprentice Loan 29 28 28 30 29 29 29 29 30 29 29
Table 2.1.5 Canada Apprentice Loan
Table 2.1.5A Canada Apprentice Loan: Number of recipients
Jurisdiction AY
2018 to 2019		 AY
2019 to 2020		 AY
2020 to 2021		 AY
2021 to 2022		 AY
2022 to 2023
Newfoundland and Labrador 99 52 36 45 91
Prince Edward Island 67 57 62 69 101
Nova Scotia 602 484 381 383 522
New Brunswick 478 377 348 322 379
Ontario 1,804 1,657 1,092 1,387 1,782
Manitoba 914 700 556 516 575
Saskatchewan 740 437 307 324 359
Alberta 5,125 4,116 3,096 3,025 3,166
British Columbia 3,158 2,756 2,093 2,145 2,431
Yukon 40 26 16 12 25
Northwest Territories x x x x x
Nunavut x x x x x
Canada 13,055 10,684 8,000 8,249 9,449
Table 2.1.5B Canada Apprentice Loan: Millions of dollars
Jurisdiction AY
2018 to 2019		 AY
2019 to 2020		 AY
2020 to 2021		 AY
2021 to 2022		 AY
2022 to 2023
Newfoundland and Labrador 0.4 0.2 0.1 0.2 0.4
Prince Edward Island 0.3 0.2 0.3 0.3 0.5
Nova Scotia 2.7 2.1 1.6 1.6 2.2
New Brunswick 2.0 1.5 1.4 1.3 1.6
Ontario 7.3 6.6 4.4 5.7 7.2
Manitoba 3.6 2.8 2.3 2.1 2.3
Saskatchewan 2.9 1.7 1.2 1.3 1.4
Alberta 21.6 17.1 13.6 12.7 13.4
British Columbia 13.7 11.7 9.1 9.1 10.2
Yukon 0.2 0.1 0.1 0.1 0.1
Northwest Territories x x x x x
Nunavut x x x x x
Canada 54.7 44.1 34.2 34.4 39.3

2.2 Loan balance

Table 2.2.1 Number of full-time students leaving school and their average loan balance at time of leaving school
Table 2.2.1A Number of full-time students leaving school and their average loan balance at time of leaving school: Number1
Jurisdiction AY
2018 to 2019		 AY
2019 to 2020		 AY
2020 to 2021		 AY
2021 to 2022		 AY
2022 to 2023
Newfoundland and Labrador 2,731 2,680 2,511 2,980 2,895
Prince Edward Island 1,160 1,112 1,047 1,130 1,055
Nova Scotia 7,240 7,673 7,289 7,780 7,766
New Brunswick 6,151 6,177 6,001 5,729 5,429
Ontario 147,046 158,791 146,199 150,447 137,867
Manitoba 4,993 5,811 6,038 7,142 7,475
Saskatchewan 5,881 6,124 6,491 7,853 8,129
Alberta 33,049 35,391 34,715 43,790 45,016
British Columbia 25,018 24,761 25,010 27,861 27,551
Yukon 107 84 106 119 118
Canada 233,376 248,604 235,407 254,831 243,301
Table 2.2.1B Number of full-time students leaving school and their average loan balance at time of leaving school: Dollars
Jurisdiction AY
2018 to 2019		 AY
2019 to 2020		 AY
2020 to 2021		 AY
2021 to 2022		 AY
2022 to 2023
Newfoundland and Labrador 12,514 13,311 14,460 16,582 16,090
Prince Edward Island 17,594 17,438 17,152 16,306 15,520
Nova Scotia 17,637 17,956 18,527 20,918 20,368
New Brunswick 11,637 11,846 12,428 13,961 13,633
Ontario 13,416 13,489 14,459 15,306 14,885
Manitoba 9,670 9,605 10,489 11,394 10,890
Saskatchewan 14,314 14,557 15,672 16,953 16,167
Alberta 12,076 12,836 13,676 15,348 14,906
British Columbia 14,384 14,541 14,993 16,803 15,936
Yukon 12,785 12,154 13,506 13,969 12,734
Canada 13,367 13,549 14,418 15,578 15,091
S
Table 2.2.2 Distribution of loan balance at time of leaving school for full-time students: AY 2022 to 2023: Percent
Jurisdiction Less than 5,000 $5,000 to $9,999 $10,000 to $14,999 $15,000 to $19,999 $20,000 to $24,999 $25,000 to $29,999 $30,000 and over Total
Newfoundland and Labrador 19 25 14 11 8 8 15 100
Prince Edward Island 21 25 13 9 10 x x 100
Nova Scotia 10 23 12 14 9 8 25 100
New Brunswick 24 28 13 10 8 6 10 100
Ontario 23 22 15 12 9 7 12 100
Manitoba 28 29 17 13 6 3 4 100
Saskatchewan 13 28 15 15 9 7 13 100
Alberta 16 28 17 15 8 6 10 100
British Columbia 17 27 14 13 9 8 13 100
Yukon 19 32 20 8 9 x x 100
Canada 20 24 15 13 9 7 12 100

2.3 Repayment Assistance Plan (RAP)

Table 2.3.1 Number of RAP recipients by RAP stage and payment type
Table 2.3.1A Number of RAP recipients by RAP stage and payment type: AY 2022 to 2023: Number
RAP Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
All Stages 282,716 3,963 1,388 13,109 11,030 160,029 4,490 7,910 49,763 30,968 66
All Stages - Zero Payment 253,052 3,624 1,207 11,497 9,487 145,892 4,125 6,926 42,934 27,304 56
All Stages - Affordable Payment 29,664 339 181 1,612 1,543 14,137 365 984 6,829 3,664 10
Stage 1 198,392 2,481 885 8,258 7,123 108,828 3,466 5,907 40,784 20,608 52
Stage 1 - Zero Payment 175,914 2,266 x 7,204 6,114 98,300 3,173 5,170 34,902 17,974 x
Stage 1 - Affordable Payment 22,478 215 x 1,054 1,009 10,528 293 737 5,882 2,634 x
Stage 2 55,815 944 x 2,875 3,073 34,444 650 848 5,337 7,301 x
Stage 2 - Zero Payment 51,111 856 x 2,502 2,622 32,069 610 744 4,846 6,567 x
Stage 2 - Affordable Payment 4,704 88 x 373 451 2,375 40 104 491 734 x
Disability 28,509 538 x 1,976 834 16,757 374 1,155 3,642 3,059 x
Disability - Zero Payment 26,027 502 x 1,791 751 15,523 342 1,012 3,186 2,763 x
Disability - Affordable Payment 2,482 36 x 185 83 1,234 32 143 456 296 x
Table 2.3.1B Number of RAP recipients by RAP stage and payment type: AY 2022 to 2023: Percent
RAP Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
All Stages 100 100 100 100 100 100 100 100 100 100 100
All Stages - Zero Payment 90 91 87 88 86 91 92 88 86 88 85
All Stages - Affordable Payment 10 9 13 12 14 9 8 12 14 12 15
Stage 1 100 100 100 100 100 100 100 100 100 100 100
Stage 1 - Zero Payment 89 91 x 87 86 90 92 88 86 87 x
Stage 1 - Affordable Payment 11 9 x 13 14 10 8 12 14 13 x
Stage 2 100 100 x 100 100 100 100 100 100 100 x
Stage 2 - Zero Payment 92 91 x 87 85 93 94 88 91 90 x
Stage 2 - Affordable Payment 8 9 x 13 15 7 6 12 9 10 x
Disability 100 100 x 100 100 100 100 100 100 100 x
Disability - Zero Payment 91 93 x 91 90 93 91 88 87 90 x
Disability - Affordable Payment 9 7 x 9 10 7 9 12 13 10 x
Table 2.3.2 Profile of students who were on RAP
Table 2.3.2A Profile of students who were on RAP: AY 2022 to 2023 by gender: Percent
Gender Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Women 66 69 72 55 70 65 69 70 69 67 79
Men 33 30 28 21 30 34 30 30 31 33 21
Gender diverse identities 0s x x x x 0s x x x x 0
Unspecified 1 x x x x 0s x x x x 0
Total 100 100 100 100 100 100 100 100 100 100 100
Table 2.3.2B Profile of students who were on RAP: AY 2022 to 2023 by age group: Percent
Age group Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Younger than 20 years 0s 1 x 1 1 0s 0s 1 0s 0s x
20 to 24 years 15 21 14 18 19 15 15 18 15 12 x
25 to 29 years 29 29 33 33 31 29 28 28 28 26 x
30 to 34 years 23 24 29 25 24 23 22 21 21 23 24
35 to 39 years 14 14 13 13 14 14 15 15 14 16 24
40 to 44 years 8 6 6 5 6 8 9 9 9 10 15
45 to 49 years 5 2 x 2 3 4 5 4 5 5 x
50 years and older 6 2 3 3 3 7 6 4 7 7 x
Total 100 100 100 100 100 100 100 100 100 100 100
Table 2.3.2C Profile of students who were on RAP: AY 2022 to 2023 by level of study: Percent
Level of study Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Certificate or diploma 54 62 49 55 59 54 49 47 57 52 53
Undergraduate 39 34 45 39 36 39 45 48 37 41 33
Master 6 3 x 5 4 6 5 4 5 6 x
Doctorate 1 0s x 0s 0s 1 1 1 1 1 x
Total 100 100 100 100 100 100 100 100 100 100 100
Table 2.3.2D Profile of students who were on RAP: AY 2022 to 2023 by type of institution: Percent
Type of institution Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
University 40 37 49 44 38 41 47 52 31 48 41
College 36 30 34 31 29 42 18 24 30 21 35
Private 24 33 16 25 33 17 35 24 39 31 24
Total 100 100 100 100 100 100 100 100 100 100 100
Table 2.3.3 First year RAP uptake rate for full-time students: AY 2022 to 2023
Jurisdiction Number of borrowers on RAP during the first year of repayment Number of borrowers entering repayment First year RAP uptake rate (percent)
Newfoundland and Labrador 617 2,895 21
Prince Edward Island 190 1,055 18
Nova Scotia 2,045 7,766 26
New Brunswick 1,348 5,429 25
Ontario 24,730 137,867 18
Manitoba 993 7,475 13
Saskatchewan 1,883 8,129 23
Alberta 10,386 45,016 23
British Columbia 4,811 27,551 17
Yukon 12 118 10
Canada 47,015 243,301 19

2.4 Default

Table 2.4.1 3-year default rates for direct loans for full-time students: Percent
Jurisdiction AY
2016 to 2017		 AY
2017 to 2018		 AY
2018 to 2019		 AY
2019 to 2020		 AY
2020 to 2021
Newfoundland and Labrador 8 8 9 8 7
Prince Edward Island 9 10 7 6 6
Nova Scotia 10 10 9 8 8
New Brunswick 9 7 9 7 7
Ontario 9 8 8 7 6
Manitoba 9 9 8 8 5
Saskatchewan 11 10 10 7 10
Alberta 11 11 10 9 9
British Columbia 7 7 6 5 5
Yukon 11 9 9 x x
Canada 9 8 8 7 7
Table 2.4.2 Profile of 3-year default rates for direct loans for full-time students
Table 2.4.2A Profile of 3-year default rates for direct loans for full-time students: AY 2020 to 2021: Percent
Item Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
3-year default rate for direct loans 7 7 6 8 7 6 5 10 9 5 x
Table 2.4.2B Profile of 3-year default rates for direct loans for full-time students: AY 2020 to 2021 by gender: Percent
Gender Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Women 7 7 x 8 7 6 5 9 8 5 x
Men 7 7 x 9 7 7 5 10 9 5 x
Gender diverse identities x x x x x x x x x x x
Unspecified x x x x x x x x x x x
Table 2.4.2C Profile of 3-year default rates for direct loans for full-time students: AY 2020 to 2021 by age group: Percent
Age group Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Younger than 20 years 14 9 x 16 11 15 7 12 18 10 x
20 to 24 years 6 8 x 8 7 6 4 7 8 6 x
25 to 29 years 6 6 x 7 7 6 3 9 7 4 x
30 to 34 years 7 5 x 7 9 7 8 12 9 4 x
35 to 39 years 8 x x 16 8 7 7 15 10 5 x
40 to 44 years 8 x x 12 8 7 6 17 12 6 x
45 to 49 years 8 x x x x 7 5 x 12 7 x
50 years and older 10 x x x x 7 7 x 16 10 x
Table 2.4.2D Profile of 3-year default rates for direct loans for full-time students: AY 2020 to 2021 by level of study: Percent
Level of study Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
Certificate or diploma 10 10 x 12 11 10 6 13 14 7 x
Undergraduate 5 5 x 6 5 5 4 8 5 4 x
Master 2 x x x x 2 x x x 2 x
Doctorate 4 x x x x 4 x x x 7 x
Table 2.4.2E Profile of 3-year default rates for direct loans for full-time students: AY 2020 to 2021 by type of institution: Percent
Type of institution Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
University 4 4 x 6 5 4 4 8 4 4 x
College 8 8 x 10 8 9 5 13 6 6 x
Private 12 13 x 15 12 10 7 14 19 8 x

2.5 Mobility

Table 2.5.1 Number of full-time and part-time students studying inside and outside of Canada
Table 2.5.1A Number of full-time and part-time students studying inside and outside Canada: AY 2022 to 2023: Number
Jurisdiction Study in home
province or territory		 Study in Canada
but away from
home province or territory		 Study in the United States Study outside
Canada and the
United States		 Total
Newfoundland and Labrador 6,072 1,229 44 54 7,399
Prince Edward Island 2,058 1,061 x x 3,153
Nova Scotia 14,999 3,112 108 124 18,343
New Brunswick 9,021 3,097 126 55 12,299
Ontario 373,603 11,279 4,046 4,897 393,825
Manitoba 14,599 3,101 227 124 18,051
Saskatchewan 16,733 5,592 263 132 22,720
Alberta 122,069 14,298 2,456 1,774 140,597
British Columbia 56,138 6,865 856 1,247 65,106
Yukon 69 247 x x 322
Canada 615,361 49,881 8,149 8,424 681,815
Table 2.5.1B Number of full-time and part-time students studying inside and outside Canada: AY 2022 to 2023: Percent
Jurisdiction Study in home
province or territory		 Study in Canada
but away from
home province or territory		 Study in the United States Study outside
Canada and the
United States		 Total
Newfoundland and Labrador 82.1 16.6 0.6 0.7 100.0
Prince Edward Island 65.3 33.7 x x 100.0
Nova Scotia 81.8 17.0 0.6 0.7 100.0
New Brunswick 73.3 25.2 1.0 0.4 100.0
Ontario 94.9 2.9 1.0 1.2 100.0
Manitoba 80.9 17.2 1.3 0.7 100.0
Saskatchewan 73.6 24.6 1.2 0.6 100.0
Alberta 86.8 10.2 1.7 1.3 100.0
British Columbia 86.2 10.5 1.3 1.9 100.0
Yukon 21.4 76.7 x x 100.0
Canada 90.3 7.3 1.2 1.2 100.0
Table 2.5.2 Number of full-time and part-time students studying in their home province or territory
Table 2.5.2A Number of full-time and part-time students studying in their home province or territory: Number
Jurisdiction AY
2018 to 2019		 AY
2019 to 2020		 AY
2020 to 2021		 AY
2021 to 2022		 AY
2022 to 2023
Newfoundland and Labrador 5,205 5,439 5,747 5,780 6,072
Prince Edward Island 2,045 2,001 2,139 2,087 2,058
Nova Scotia 14,630 14,909 15,346 15,065 14,999
New Brunswick 11,557 11,294 10,373 9,594 9,021
Ontario 435,990 407,553 397,184 379,417 373,603
Manitoba 11,959 13,642 14,230 13,699 14,599
Saskatchewan 13,938 15,384 16,417 16,642 16,733
Alberta 71,971 77,492 94,032 105,321 122,069
British Columbia 51,257 54,253 56,794 56,685 56,138
Yukon 68 77 84 92 69
Canada 618,620 602,044 612,346 604,382 615,361
Table 2.5.2B Number of full-time and part-time students studying in their home province or territory: Percent
Jurisdiction AY
2018 to 2019		 AY
2019 to 2020		 AY
2020 to 2021		 AY
2021 to 2022		 AY
2022 to 2023
Newfoundland and Labrador 82.9 83.4 82.4 82.5 82.1
Prince Edward Island 66.1 65.4 67.3 66.5 65.3
Nova Scotia 81.4 82.4 82.6 82.0 81.8
New Brunswick 79.6 78.8 77.8 75.8 73.3
Ontario 96.1 96.0 95.6 95.1 94.9
Manitoba 84.7 85.4 82.9 81.5 80.9
Saskatchewan 80.5 80.2 75.0 73.4 73.6
Alberta 83.9 84.4 84.7 84.7 86.8
British Columbia 86.4 86.8 86.8 86.5 86.2
Yukon 26.5 26.0 28.2 28.4 21.4
Canada 92.0 91.7 91.0 90.2 90.3
Table 2.5.3 Number of full-time and part-time students studying in Canada but away from their home province or territory
Table 2.5.3A Number of full-time and part-time students studying in Canada but away from their home province or territory: Number
Jurisdiction AY
2018 to 2019		 AY
2019 to 2020		 AY
2020 to 2021		 AY
2021 to 2022		 AY
2022 to 2023
Newfoundland and Labrador 982 991 1,150 1,148 1,229
Prince Edward Island 1,021 1,032 1,015 1,021 1,061
Nova Scotia 3,126 2,968 3,026 3,112 3,112
New Brunswick 2,845 2,905 2,846 2,934 3,097
Ontario 9,584 9,369 10,121 10,996 11,279
Manitoba 1,875 2,061 2,663 2,798 3,101
Saskatchewan 3,077 3,488 5,163 5,663 5,592
Alberta 10,739 11,179 13,555 15,092 14,298
British Columbia 6,237 6,298 6,654 6,844 6,865
Yukon 181 215 209 229 247
Canada 39,667 40,506 46,402 49,837 49,881
Table 2.5.3B Number of full-time and part-time students studying in Canada but away from their home province or territory: Percent
Jurisdiction AY
2018 to 2019		 AY
2019 to 2020		 AY
2020 to 2021		 AY
2021 to 2022		 AY
2022 to 2023
Newfoundland and Labrador 15.6 15.2 16.5 16.4 16.6
Prince Edward Island 33.0 33.7 31.9 32.5 33.7
Nova Scotia 17.4 16.4 16.3 16.9 17.0
New Brunswick 19.6 20.3 21.3 23.2 25.2
Ontario 2.1 2.2 2.4 2.8 2.9
Manitoba 13.3 12.9 15.5 16.6 17.2
Saskatchewan 17.8 18.2 23.6 25.0 24.6
Alberta 12.5 12.2 12.2 12.1 10.2
British Columbia 10.5 10.1 10.2 10.4 10.5
Yukon 70.4 72.6 70.1 70.7 76.7
Canada 5.9 6.2 6.9 7.4 7.3
Table 2.5.4 Number of full-time and part-time students studying outside of Canada
Table 2.5.4A Number of full-time and part-time students studying outside of Canada: Number
Jurisdiction AY
2018 to 2019		 AY
2019 to 2020		 AY
2020 to 2021		 AY
2021 to 2022		 AY
2022 to 2023
Newfoundland and Labrador 92 94 80 82 98
Prince Edward Island x x x x x
Nova Scotia 221 219 214 198 232
New Brunswick 120 127 120 128 181
Ontario 8,003 7,779 7,960 8,643 8,943
Manitoba 285 275 268 313 351
Saskatchewan 298 300 319 370 395
Alberta 3,114 3,183 3,437 3,969 4,230
British Columbia 1,820 1,939 1,961 1,967 2,103
Yukon x x x x x
Canada 13,990 13,948 14,388 15,705 16,573
Table 2.5.4B Number of full-time and part-time students studying outside of Canada: Percent
Jurisdiction AY
2018 to 2019		 AY
2019 to 2020		 AY
2020 to 2021		 AY
2021 to 2022		 AY
2022 to 2023
Newfoundland and Labrador 1.5 1.4 1.1 1.2 1.3
Prince Edward Island x x x x x
Nova Scotia 1.2 1.2 1.2 1.1 1.3
New Brunswick 0.8 0.9 0.9 1.0 1.5
Ontario 1.8 1.8 1.9 2.2 2.3
Manitoba 2.0 1.7 1.6 1.9 1.9
Saskatchewan 1.7 1.6 1.5 1.6 1.7
Alberta 3.6 3.5 3.1 3.2 3.0
British Columbia 3.1 3.1 3.0 3.0 3.2
Yukon x x x x x
Canada 2.1 2.1 2.1 2.3 2.4

3. Historical data

3.1 Loans

Table 3.1.1 Canada Student Loans for full-time students, by province and territory, number of recipients
Loan Year Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T. N.W.T.
1964 to 1965 42,113 737 437 2,513 2,027 21,920 2,272 2,992 4,519 4,675 x x
1965 to 1966 53,702 1,392 1,100 3,943 3,170 21,368 3,523 4,965 6,439 7,770 22 10
1966 to 1967 67,401 1,488 881 5,029 3,939 27,640 4,183 6,210 8,245 9,753 21 12
1967 to 1968 94,758 1,980 969 6,387 5,766 45,225 4,694 7,726 10,716 11,270 14 11
1968 to 1969 103,735 2,176 958 6,640 6,178 52,165 4,694 8,015 12,878 10,000 x x
1969 to 1970 128,070 5,051 1,242 9,248 7,613 62,761 5,584 10,203 17,565 8,768 22 13
1970 to 1971 126,567 5,371 1,630 9,155 7,605 60,523 4,597 9,757 19,308 8,585 x x
1971 to 1972 133,501 7,903 2,000 9,897 8,504 63,549 5,430 10,012 17,286 8,869 35 16
1972 to 1973 132,012 7,553 1,869 9,966 8,440 66,390 5,710 9,361 15,462 7,208 22 31
1973 to 1974 137,150 7,933 1,649 9,243 8,524 69,510 6,155 8,205 15,577 10,289 30 35
1974 to 1975 151,349 7,828 1,560 9,579 7,653 79,340 7,267 6,901 14,703 16,421 42 55
1975 to 1976 144,893 4,529 1,494 9,505 6,591 80,708 7,527 5,317 12,761 16,318 72 71
1976 to 1977 140,870 4,795 1,395 9,201 6,210 77,823 7,052 4,886 13,283 16,103 75 47
1977 to 1978 114,827 4,583 1,281 8,111 6,135 56,063 5,569 5,334 12,568 15,031 90 62
1978 to 1979 122,438 4,106 1,207 7,577 6,121 66,313 4,613 5,322 12,177 14,870 78 54
1979 to 1980 118,374 4,390 1,143 7,720 6,067 63,412 4,181 4,637 12,139 14,544 91 50
1980 to 1981 128,362 4,906 1,228 7,955 6,404 70,963 4,224 4,933 13,476 14,130 86 57
1981 to 1982 138,539 5,432 1,442 8,962 6,981 74,537 5,390 5,211 15,530 14,886 120 48
1982 to 1983 172,506 7,829 1,688 10,179 8,777 93,874 7,237 6,400 16,051 20,339 122 10
1983 to 1984 196,154 7,183 1,873 11,403 9,911 104,451 8,439 7,819 25,589 19,332 x x
1984 to 1985 207,184 8,240 1,992 12,378 10,275 105,028 9,722 8,083 33,331 17,936 x x
1985 to 1986 217,746 10,333 2,143 12,829 11,219 101,713 10,842 9,234 38,438 20,794 188 13
1986 to 1987 234,164 11,843 2,272 13,547 11,241 101,332 11,329 14,032 45,256 23,095 201 16
1987 to 1988 222,370 10,840 2,294 13,000 11,445 91,995 12,013 14,596 39,568 26,413 190 14
1988 to 1989 203,047 10,303 2,070 12,779 10,917 83,868 11,596 14,360 35,698 21,247 209 N/A
1989 to 1990 215,034 10,588 2,484 13,361 11,707 87,999 10,752 14,961 36,637 26,379 166 N/A
1990 to 1991 240,543 12,960 2,451 14,957 13,040 100,623 11,801 15,306 37,193 31,911 301 N/A
1991 to 1992 268,305 12,132 2,399 14,674 13,472 128,270 11,707 15,480 35,513 34,292 366 N/A
1992 to 1993 281,312 11,740 2,211 13,905 13,427 139,299 12,066 16,280 36,649 35,350 385 N/A
1993 to 1994 304,942 11,936 2,132 14,165 12,775 162,794 10,305 15,479 38,305 36,685 366 N/A
1994 to 1995 315,670 12,478 2,065 13,430 10,422 180,644 9,629 14,663 32,656 39,397 286 N/A
1995 to 1996 324,165 15,236 2,107 14,608 9,455 178,771 9,199 13,705 37,439 43,361 284 N/A
1996 to 1997 343,224 18,717 2,169 16,201 13,437 185,297 9,208 12,951 38,900 46,103 241 N/A
1997 to 1998 350,774 18,796 2,312 16,748 14,127 188,108 9,488 13,051 36,973 50,904 267 N/A
1998 to 1999 336,342 17,645 2,650 17,463 14,448 177,451 9,957 13,865 36,141 46,493 229 N/A
1999 to 2000 335,103 14,842 2,306 16,553 13,782 169,990 10,558 15,203 39,683 51,918 268 N/A
2000 to 2001 343,588 15,953 3,047 16,903 15,708 158,256 10,860 16,358 43,294 62,953 256 N/A
2001 to 2002 328,674 13,912 3,068 17,234 15,614 145,287 10,267 16,246 42,323 64,467 256 N/A
2002 to 2003 328,991 12,554 3,238 16,945 15,439 148,195 9,930 15,392 42,052 64,993 253 N/A
2003 to 2004 340,203 11,541 3,385 16,697 15,902 159,684 9,649 15,163 42,501 65,425 256 N/A
2004 to 2005 337,256 10,395 3,280 16,044 15,434 167,354 9,180 14,132 41,422 59,764 251 N/A
2005 to 2006 343,638 9,640 3,239 15,895 15,918 182,016 9,305 13,245 37,844 56,306 230 N/A
2006 to 2007 343,261 8,887 3,206 15,477 15,676 192,875 8,496 12,346 33,779 52,298 221 N/A
2007 to 2008 352,708 8,570 3,297 15,137 15,446 207,694 8,212 11,000 33,183 49,966 203 N/A
2008 to 2009 365,363 7,646 3,286 15,158 14,943 219,632 7,871 9,688 35,356 51,570 213 N/A
2009 to 2010 401,734 7,382 3,286 14,631 14,727 243,515 8,213 9,708 42,006 58,066 200 N/A
2010 to 2011 424,575 6,950 3,326 14,835 14,604 256,692 8,823 11,038 47,503 60,593 211 N/A
2011 to 2012 446,582 6,635 3,307 15,351 14,586 273,614 9,410 11,510 49,882 62,087 200 N/A
2012 to 2013 472,167 6,354 3,280 15,790 13,619 302,355 9,858 11,469 49,114 60,158 170 N/A
2013 to 2014 491,444 6,081 3,115 16,637 12,859 323,200 9,829 11,202 49,309 59,058 154 N/A
2014 to 2015 488,781 5,826 2,900 16,311 12,059 323,232 9,631 11,199 50,885 56,574 164 N/A
2015 to 2016 489,935 6,102 2,663 16,313 11,500 322,386 10,052 11,642 55,900 53,207 170 N/A
2016 to 2017 490,401 6,009 2,601 16,583 11,946 317,803 9,875 12,542 61,925 50,978 139 N/A
2017 to 2018 585,019 5,930 2,549 17,164 13,818 388,408 9,493 14,764 78,120 54,585 188 N/A
2018 to 2019 618,359 6,164 2,538 17,602 14,146 412,775 13,313 16,138 81,467 54,032 184 N/A
2019 to 2020 599,795 6,352 2,547 17,582 13,923 383,855 15,007 17,145 86,472 56,694 218 N/A
2020 to 2021 572,266 6,692 2,338 17,947 12,265 340,657 15,289 18,237 100,174 58,461 206 N/A
2021 to 2022 553,348 6,693 2,129 17,533 11,616 312,917 13,933 17,758 113,168 57,400 201 N/A
2022 to 2023 560,590 7,102 2,090 17,519 11,381 307,886 15,775 17,378 124,409 56,841 209 N/A
Table 3.1.2 Canada Student Loans for full-time students, by province and territory, amount disbursed: Millions of dollars
Loan Year Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T. N.W.T.
1964 to 1965 26.7 0.5 0.3 1.8 1.4 14.4 1.4 1.9 2.1 3.1 x x
1965 to 1966 34.6 0.9 0.4 2.9 2.3 14.6 2.2 3.4 3.1 4.8 0.0s 0.0s
1966 to 1967 40.5 0.8 0.6 3.3 3.0 14.4 2.8 4.5 4.4 6.6 0.0s 0.0s
1967 to 1968 57.3 1.1 0.7 4.3 4.2 23.6 3.2 5.8 6.3 8.0 0.0s 0.0s
1968 to 1969 63.9 1.5 0.8 5.1 4.8 26.6 3.4 6.4 8.1 7.3 x x
1969 to 1970 78.1 3.1 0.9 7.0 5.4 31.8 4.3 8.4 10.5 6.6 0.0s 0.0s
1970 to 1971 86.1 4.9 1.4 7.9 6.5 32.3 3.4 8.5 14.3 6.8 x x
1971 to 1972 87.5 5.5 1.6 8.8 6.7 33.5 4.1 7.3 13.8 6.1 0.0s 0.0s
1972 to 1973 102.3 6.7 2.1 10.2 7.5 45.1 3.7 6.8 14.9 5.3 0.0s 0.0s
1973 to 1974 108.7 5.2 1.9 10.8 6.9 50.8 4.5 6.1 15.2 7.2 0.0s 0.0s
1974 to 1975 121.0 4.4 1.8 11.8 7.3 60.1 5.5 5.4 14.9 9.7 0.0s 0.1
1975 to 1976 148.3 4.3 2.0 13.1 8.9 74.4 6.3 5.4 18.1 15.7 0.1 0.1
1976 to 1977 160.9 4.8 2.1 12.6 7.9 80.4 10.0 5.2 18.6 19.2 0.1 0.1
1977 to 1978 134.6 4.4 1.7 10.9 8.0 57.7 8.0 7.2 17.6 19.0 0.1 0.1
1978 to 1979 147.9 4.8 1.7 10.7 8.2 70.2 6.9 7.6 18.0 19.6 0.1 0.1
1979 to 1980 142.7 4.9 1.6 11.1 8.5 65.9 6.5 6.5 17.7 19.8 0.1 0.1
1980 to 1981 162.1 5.9 1.8 11.6 9.0 80.2 6.7 7.0 19.8 19.9 0.1 0.1
1981 to 1982 199.9 7.0 2.3 13.7 10.1 99.8 9.9 7.7 25.4 23.6 0.2 0.1
1982 to 1983 280.3 10.8 2.8 18.6 15.3 144.3 13.6 10.5 30.3 34.1 0.2 0.0s
1983 to 1984 454.9 13.7 4.1 30.4 21.8 224.9 25.0 18.0 67.9 48.7 x x
1984 to 1985 526.7 22.3 4.6 34.4 24.2 247.1 30.8 18.4 95.5 48.9 x x
1985 to 1986 576.9 29.8 5.1 35.8 31.2 239.8 35.6 24.6 114.5 60.0 0.5 0.0s
1986 to 1987 621.0 35.9 5.7 39.9 33.2 231.2 37.6 39.6 126.1 71.1 0.6 0.0s
1987 to 1988 612.0 33.9 5.8 39.5 34.4 200.0 40.4 47.3 120.6 89.6 0.6 0.0s
1988 to 1989 551.0 31.1 5.3 39.3 32.9 183.0 39.3 47.0 108.4 64.0 0.6 N/A
1989 to 1990 599.2 32.1 6.9 40.9 35.8 201.5 36.0 48.9 112.0 84.6 0.5 N/A
1990 to 1991 665.8 36.4 6.1 43.6 39.2 238.1 38.8 48.6 114.1 100.1 0.8 N/A
1991 to 1992 797.2 34.2 6.1 44.9 41.7 351.2 38.8 52.3 112.2 114.9 0.9 N/A
1992 to 1993 846.6 35.9 6.4 42.9 42.4 395.7 35.3 56.3 117.9 113.1 0.8 N/A
1993 to 1994 986.7 38.0 6.1 42.7 44.1 511.7 35.5 50.7 127.1 129.5 1.1 N/A
1994 to 1995 1,214.6 54.1 7.5 51.2 33.0 681.9 35.5 56.3 117.2 176.9 0.9 N/A
1995 to 1996 1,340.0 74.1 8.4 51.1 29.3 741.6 35.7 54.9 140.7 202.9 1.2 N/A
1996 to 1997 1,583.9 91.5 13.4 62.8 82.5 880.8 30.6 56.1 147.6 217.5 1.2 N/A
1997 to 1998 1,567.8 86.1 11.4 62.8 79.7 856.0 37.1 57.5 133.3 243.0 1.0 N/A
1998 to 1999 1,557.2 88.8 11.9 94.7 67.6 817.3 38.2 67.3 146.9 223.4 1.0 N/A
1999 to 2000 1,549.6 70.0 10.1 90.2 61.9 780.9 44.3 72.8 170.5 247.7 1.1 N/A
2000 to 2001 1,564.7 69.5 13.5 90.7 77.6 704.5 46.9 78.2 184.2 298.6 1.2 N/A
2001 to 2002 1,507.4 61.3 16.1 92.9 77.7 643.7 44.5 79.0 181.3 309.5 1.3 N/A
2002 to 2003 1,544.7 56.2 17.0 92.5 77.9 664.6 43.4 74.5 187.3 330.0 1.3 N/A
2003 to 2004 1,643.0 52.0 17.9 92.6 82.5 734.5 44.1 76.0 200.1 342.0 1.3 N/A
2004 to 2005 1,628.8 46.5 17.3 88.8 80.0 768.9 41.5 71.3 198.9 314.4 1.2 N/A
2005 to 2006 1,935.0 49.3 21.2 107.1 88.8 971.2 48.7 80.8 215.0 351.5 1.4 N/A
2006 to 2007 1,927.1 45.7 22.6 102.6 91.4 1,034.9 44.3 74.0 189.4 320.9 1.3 N/A
2007 to 2008 2,012.5 43.9 24.6 102.1 88.2 1,146.0 43.1 66.0 190.5 306.9 1.2 N/A
2008 to 2009 2,077.8 39.7 21.7 101.7 83.2 1,210.0 41.3 58.8 204.8 315.3 1.3 N/A
2009 to 2010 2,083.2 33.3 21.0 97.5 74.3 1,208.8 36.4 56.1 216.5 338.3 1.1 N/A
2010 to 2011 2,218.9 31.1 21.2 98.5 73.2 1,285.0 40.3 65.1 252.3 351.0 1.1 N/A
2011 to 2012 2,400.7 29.9 21.1 106.1 74.1 1,420.0 44.6 66.2 275.8 361.9 1.1 N/A
2012 to 2013 2,566.4 29.9 21.3 110.5 71.7 1,603.9 47.8 66.6 269.3 344.5 0.9 N/A
2013 to 2014 2,700.7 29.0 20.3 116.7 70.4 1,735.3 47.3 66.1 274.1 340.5 0.9 N/A
2014 to 2015 2,702.2 28.0 18.8 115.1 66.4 1,736.6 46.0 68.6 285.9 335.7 1.0 N/A
2015 to 2016 2,698.2 28.9 17.0 113.9 63.6 1,722.7 48.0 71.0 318.3 313.8 1.0 N/A
2016 to 2017 2,608.0 27.9 16.3 114.9 56.0 1,636.5 45.6 75.0 338.7 296.4 0.8 N/A
2017 to 2018 3,329.1 37.0 16.0 122.7 66.8 2,127.9 41.0 93.2 483.6 339.5 1.2 N/A
2018 to 2019 3,553.2 40.1 15.7 127.0 69.0 2,287.1 70.2 101.9 500.1 340.8 1.2 N/A
2019 to 2020 3,424.0 41.5 15.8 126.0 71.9 2,073.5 79.3 109.8 543.9 360.7 1.5 N/A
2020 to 2021 3,956.6 56.3 14.7 182.6 85.3 2,070.0 93.8 157.3 769.7 525.3 1.6 N/A
2021 to 2022 2,925.4 40.5 11.4 121.6 60.4 1,495.3 65.7 107.9 684.4 336.7 1.3 N/A
2022 to 2023 3,121.5 43.9 11.6 123.2 62.9 1,521.6 75.2 107.5 840.4 333.9 1.4 N/A
Table 3.1.3 Canada Student Loans for part-time students
Table 3.1.3A Canada Student Loans for part-time students: Number of recipients
Loan Year Number of recipients
1987 to 1988 620
1988 to 1989 320
1989 to 1990 730
1990 to 1991 803
1991 to 1992 757
1992 to 1993 1,280
1993 to 1994 1,414
1994 to 1995 2,112
1995 to 1996 1,887
1996 to 1997 1,859
1997 to 1998 3,205
1998 to 1999 3,128
1999 to 2000 1,302
2000 to 2001 2,980
2001 to 2002 2,867
2002 to 2003 2,772
2003 to 2004 2,779
2004 to 2005 2,572
2005 to 2006 2,127
2006 to 2007 1,863
2007 to 2008 1,436
2008 to 2009 1,425
2009 to 2010 2,698
2010 to 2011 3,974
2011 to 2012 6,470
2012 to 2013 9,601
2013 to 2014 11,254
2014 to 2015 12,086
2015 to 2016 13,712
2016 to 2017 11,790
2017 to 2018 13,534
2018 to 2019 13,624
2019 to 2020 15,761
2020 to 2021 5,377
2021 to 2022 6,326
2022 to 2023 6,727
Table 3.1.3B Canada Student Loans for part-time students: Millions of dollars
Loan Year Millions of dollars
1987 to 1988 0.9
1988 to 1989 0.5
1989 to 1990 1.2
1990 to 1991 1.4
1991 to 1992 1.3
1992 to 1993 2.5
1993 to 1994 3.0
1994 to 1995 5.9
1995 to 1996 5.4
1996 to 1997 5.4
1997 to 1998 7.7
1998 to 1999 7.8
1999 to 2000 3.5
2000 to 2001 5.5
2001 to 2002 4.9
2002 to 2003 4.6
2003 to 2004 4.7
2004 to 2005 4.6
2005 to 2006 3.8
2006 to 2007 3.5
2007 to 2008 2.8
2008 to 2009 2.8
2009 to 2010 4.6
2010 to 2011 6.9
2011 to 2012 11.2
2012 to 2013 16.6
2013 to 2014 19.9
2014 to 2015 20.9
2015 to 2016 24.1
2016 to 2017 19.2
2017 to 2018 23.0
2018 to 2019 22.2
2019 to 2020 25.1
2020 to 2021 12.2
2021 to 2022 14.7
2022 to 2023 16.0

3.2 Grants

Table 3.2.1 Canada Student Grants for full- and part-time students, by province and territory, number of recipients
Table 3.2.1A Canada Student Grants for full- and part-time students, by province and territory, number of recipients: Canada Study Grant
Loan Year Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
1995 to 19961 1,677 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1996 to 19971 6,273 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1997 to 19981 7,354 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1998 to 19991 56,899 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1999 to 20001 63,793 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
2000 to 2001 55,830 1,242 343 1,389 1,174 26,375 1,037 3,609 6,441 13,636 34
2001 to 2002 48,730 977 354 1,541 1,643 23,440 1,088 2,387 6,206 11,054 40
2002 to 2003 55,625 703 425 1,598 1,383 25,259 1,317 2,727 6,443 15,732 38
2003 to 2004 53,272 1,245 295 1,703 1,701 22,107 1,428 2,236 6,977 15,528 52
2004 to 2005 53,404 588 296 1,548 1,419 24,384 1,434 3,342 6,589 13,762 42
2005 to 2006 49,500 481 308 2,280 1,311 25,833 1,482 2,754 5,574 9,442 35
2006 to 2007 47,853 559 288 1,437 1,275 26,632 1,194 2,489 4,385 9,551 43
2007 to 2008 40,402 523 363 1,343 1,539 21,787 1,079 1,955 3,999 7,785 29
2008 to 2009 42,489 482 410 1,411 1,195 23,128 1,074 1,707 4,054 8,997 31
Table 3.2.1B Canada Student Grants for full- and part-time students, by province and territory, number of recipients: Canada Access Grant
Loan Year Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
2005 to 2006 31,882 664 11 1,760 39 21,684 718 1,120 2,026 3,848 12
2006 to 2007 39,515 1,073 x 1,842 1,881 26,674 737 1,128 1,867 3,942 x
2007 to 2008 40,279 1,034 x 1,916 1,088 28,373 748 1,042 1,935 3,632 x
2008 to 2009 41,757 816 317 1,818 415 30,855 758 920 1,780 4,065 13
Table 3.2.1C Canada Student Grants for full- and part-time students, by province and territory, number of recipients: Canada Student Grant
Loan Year Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
2009 to 20102 295,153 4,823 2,305 10,184 8,592 181,270 6,272 7,270 30,696 43,542 160
2010 to 20112 320,154 4,394 2,399 10,364 8,584 194,333 6,928 8,101 36,247 47,463 179
2011 to 20122 336,173 4,215 2,323 10,616 8,448 207,364 7,757 8,661 36,573 49,284 164
2012 to 20132 356,894 4,063 2,406 10,917 8,199 226,772 7,788 8,659 37,647 50,036 152
2013 to 2014 367,586 3,879 2,370 11,321 7,919 239,781 7,922 8,374 36,559 49,336 125
2014 to 2015 365,832 3,665 2,271 11,104 7,418 240,701 7,800 8,214 37,515 47,009 135
2015 to 2016 368,940 4,038 2,177 11,169 7,009 243,772 8,116 8,524 39,544 44,463 128
2016 to 2017 379,606 4,143 2,232 11,238 7,627 248,306 8,245 9,100 45,160 43,432 123
2017 to 2018 490,377 4,875 2,514 13,763 10,585 331,701 9,306 12,168 58,230 47,062 173
2018 to 2019 532,785 5,078 2,606 14,421 11,269 358,669 11,678 14,363 66,836 47,664 201
2019 to 2020 528,079 5,426 2,574 14,573 11,152 341,768 13,427 16,125 72,696 50,097 241
2020 to 2021 541,777 5,723 2,667 14,851 10,244 355,861 14,195 18,133 87,897 51,965 241
2021 to 2022 544,055 5,841 2,693 14,684 9,785 325,043 13,976 19,028 100,407 52,341 257
2022 to 2023 557,684 6,143 2,691 14,753 9,538 321,520 14,770 19,318 116,637 52,065 249

Since the total includes students who receive a Millennium Excellence Award. Millennium Excellence Awards breakdowns are not available by province or territory.

Table 3.2.2 Canada Student Grants for full- and part-time students, by province and territory, amount disbursed
Table 3.2.2A Canada Student Grants for full- and part-time students, by province and territory, amount disbursed: Canada Study Grant: Millions of dollars
Loan Year Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
1995 to 19961 3.6 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1996 to 19971 8.9 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1997 to 19981 11.2 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1998 to 19991 73.9 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1999 to 20001 82.9 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
2000 to 2001 81.1 1.6 0.5 2.3 2.3 37.8 1.7 5.1 8.4 21.4 0.1
2001 to 2002 67.4 1.3 0.4 2.6 2.3 33.7 1.7 5.3 8.2 11.8 0.1
2002 to 2003 75.5 1.1 0.6 3.0 2.1 36.1 2.0 5.2 9.0 16.6 0.1
2003 to 2004 76.8 1.0 0.4 3.7 2.4 36.0 2.2 5.5 10.1 15.3 0.1
2004 to 2005 83.9 0.9 0.5 3.0 2.4 38.2 2.3 5.6 9.9 21.0 0.1
2005 to 2006 79.5 0.6 0.5 3.3 2.3 41.3 2.5 4.5 9.0 15.5 0.1
2006 to 2007 72.9 0.9 0.4 3.0 2.4 38.5 2.0 4.3 7.7 13.6 0.1
2007 to 2008 69.8 0.8 0.5 2.9 2.4 38.0 1.9 3.7 7.7 11.9 0.0s
2008 to 2009 72.9 0.7 0.5 2.5 2.2 40.6 1.8 3.1 7.9 13.4 0.1
Table 3.2.2B Canada Student Grants for full- and part-time students, by province and territory, amount disbursed: Canada Access Grant: Millions of dollars
Loan Year Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
2005 to 2006 58.9 1.0 0.0 3.9 0.1 38.6 1.2 2.4 4.0 7.7 0.0s
2006 to 2007 68.8 0.9 x 4.0 3.8 45.4 1.1 2.3 3.6 6.9 x
2007 to 2008 72.0 0.9 x 4.0 2.3 50.0 1.2 2.2 3.9 6.6 x
2008 to 2009 74.7 0.8 0.7 3.7 0.8 55.0 1.2 1.9 3.6 7.0 0.0s
Table 3.2.2C Canada Student Grants for full- and part-time students, by province and territory, amount disbursed: Canada Student Grant: Millions of dollars
Loan Year Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
2009 to 20102 593.4 8.8 4.7 21.4 16.6 354.8 16.3 18.6 65.7 85.9 0.4
2010 to 20112 630.0 7.9 4.7 21.6 16.0 370.5 16.5 18.7 75.7 91.4 0.5
2011 to 20122 646.7 7.5 4.3 21.7 15.6 386.7 16.6 19.8 74.2 95.8 0.4
2012 to 20132 695.0 7.5 4.5 22.8 15.9 431.8 17.7 20.0 76.4 96.7 0.3
2013 to 2014 715.3 7.6 4.6 23.6 16.1 457.1 17.3 18.9 73.7 96.1 0.3
2014 to 2015 717.7 7.4 4.4 23.3 15.2 463.6 16.8 19.1 76.1 91.7 0.3
2015 to 2016 719.5 8.3 4.5 23.7 14.0 464.1 17.2 19.6 80.9 87.0 0.2
2016 to 2017 1,014.6 12.2 5.9 32.7 19.9 653.3 24.2 27.2 122.7 116.2 0.4
2017 to 2018 1,364.9 14.0 6.8 41.2 29.3 910.3 26.9 37.2 168.2 130.5 0.5
2018 to 2019 1,614.1 17.0 7.7 48.6 34.7 1,051.1 37.8 49.7 220.7 146.2 0.7
2019 to 2020 1,634.8 18.6 8.1 50.9 34.8 1,020.0 43.9 58.1 245.6 154.1 0.8
2020 to 2021 3,187.4 37.4 15.2 97.7 61.8 1,891.6 84.6 121.2 581.6 294.8 1.6
2021 to 2022 3,256.2 38.1 15.6 96.7 58.7 1,828.5 83.1 126.0 707.9 300.0 1.6
2022 to 2023 3,520.3 40.9 16.0 99.7 57.8 1,868.8 90.2 131.9 909.6 303.8 1.7

Since the total includes students who receive a Millennium Excellence Award. Millennium Excellence Awards breakdowns are not available by province or territory.

Table 3.2.3 Canada Student Grants for part-time students
Table 3.2.3A Canada Student Grants for part-time students: High need part-time students: Number of recipients
Loan Year Number of recipients
1995 to 1996 438
1996 to 1997 3,037
1997 to 1998 4,567
1998 to 1999 5,675
1999 to 2000 5,728
2000 to 2001 5,441
2001 to 2002 4,786
2002 to 2003 4,451
2003 to 2004 4,215
2004 to 2005 3,977
2005 to 2006 2,847
2006 to 2007 2,848
2007 to 2008 2,570
2008 to 2009 2,721
Table 3.2.3B Canada Student Grants for part-time students: High need part-time students: Millions of dollars
Loan Year Millions of dollars
1995 to 1996 0.4
1996 to 1997 2.0
1997 to 1998 3.5
1998 to 1999 4.6
1999 to 2000 4.7
2000 to 2001 4.6
2001 to 2002 4.1
2002 to 2003 3.8
2003 to 2004 3.7
2004 to 2005 3.6
2005 to 2006 3.0
2006 to 2007 2.7
2007 to 2008 2.6
2008 to 2009 2.8
Table 3.2.3C Canada Student Grants for part-time students: Canada Student Grant: Number of recipients
Loan Year Number of recipients
2009 to 2010 4,189
2010 to 2011 6,208
2011 to 2012 8,849
2012 to 2013 13,208
2013 to 2014 14,955
2014 to 2015 15,963
2015 to 2016 17,439
2016 to 2017 19,159
2017 to 2018 21,268
2018 to 2019 28,503
2019 to 2020 36,394
2020 to 2021 42,367
2021 to 2022 41,053
2022 to 2023 42,902
Table 3.2.3D Canada Student Grants for part-time students: Canada Student Grant: Millions of dollars
Loan Year Millions of dollars
2009 to 2010 4.5
2010 to 2011 6.8
2011 to 2012 10.0
2012 to 2013 14.9
2013 to 2014 17.3
2014 to 2015 18.1
2015 to 2016 19.8
2016 to 2017 29.0
2017 to 2018 33.0
2018 to 2019 45.5
2019 to 2020 56.8
2020 to 2021 90.6
2021 to 2022 92.7
2022 to 2023 99.2
Table 3.2.4 Canada Student Grants for part-time students, by province and territory, number of recipients
Table 3.2.4A Canada Student Grants for part-time students by province and territory, number of recipients: High need part-time students
Loan Year Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
1995 to 19961 438 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1996 to 19971 3,037 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1997 to 19981 4,567 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1998 to 19991 5,675 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1999 to 20001 5,728 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
2000 to 20011 5,441 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
2001 to 2002 4,786 x 151 76 50 455 33 273 954 2,786 x
2002 to 2003 4,451 x 189 67 24 410 37 134 971 2,608 x
2003 to 2004 4,215 x 103 60 28 328 47 117 963 2,553 x
2004 to 2005 3,977 x 83 37 19 334 49 99 849 2,498 x
2005 to 2006 2,847 x 104 14 29 293 47 56 610 1,691 x
2006 to 2007 2,848 x 96 15 0 269 35 36 336 2,018 x
2007 to 2008 2,570 x 146 12 32 229 44 32 193 1,871 x
2008 to 2009 2,721 x 163 11 15 231 35 19 194 2,043 x
Table 3.2.4B Canada Student Grants for part-time students by province and territory, number of recipients: Canada Student Grant
Loan Year Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
2009 to 2010 4,189 x 205 83 68 1,055 140 49 551 2,020 x
2010 to 2011 6,208 x 282 122 77 1,897 194 55 756 2,791 x
2011 to 2012 8,849 x 323 132 79 3,902 253 67 607 3,447 x
2012 to 2013 13,208 x 466 123 97 6,138 339 79 1,273 4,654 x
2013 to 2014 14,955 54 501 141 114 7,335 393 73 1,285 5,059 0
2014 to 2015 15,963 x 555 202 108 8,387 335 79 1,356 4,885 x
2015 to 2016 17,439 x 568 185 124 9,193 395 111 1,454 5,322 x
2016 to 2017 19,159 x 622 174 138 9,857 365 135 1,913 5,869 x
2017 to 2018 21,268 x 620 186 99 12,627 281 160 1,940 5,267 x
2018 to 2019 28,503 x 619 235 163 18,277 408 291 2,839 5,566 x
2019 to 2020 36,394 x 505 348 244 25,068 474 417 3,121 5,991 x
2020 to 2021 42,367 x 538 424 282 29,791 523 836 3,619 6,081 x
2021 to 2022 41,053 265 466 482 249 28,037 482 1,281 3,812 5,969 10
2022 to 2023 42,902 329 512 510 206 29,394 528 1,442 3,819 6,150 12
Table 3.2.5 Canada Student Grants for part-time students, by province and territory, amount disbursed
Table 3.2.5A Canada Student Grants for part-time students by province and territory, amount disbursed: High need part-time students: Millions of dollars
Loan Year Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
1995 to 19961 0.4 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1996 to 19971 2.0 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1997 to 19981 3.5 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1998 to 19991 4.6 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
1999 to 20001 4.7 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
2000 to 20011 4.6 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
2001 to 2002 4.1 x 0.1 0.1 0.1 0.4 0.0s 0.3 0.7 2.3 x
2002 to 2003 3.8 x 0.2 0.1 0.0s 0.4 0.0s 0.2 0.7 2.3 x
2003 to 2004 3.7 x 0.1 0.1 0.0s 0.3 0.0s 0.1 0.7 2.2 x
2004 to 2005 3.6 x 0.1 0.0s 0.0s 0.3 0.1 0.1 0.6 2.3 x
2005 to 2006 3.0 x 0.1 0.0s 0.0s 0.3 0.1 0.1 0.5 1.9 x
2006 to 2007 2.7 x 0.1 0.0s 0.0 0.2 0.0s 0.0s 0.3 2.0 x
2007 to 2008 2.6 x 0.1 0.0s 0.0s 0.2 0.0s 0.0s 0.1 1.9 x
2008 to 2009 2.8 x 0.2 0.0s 0.0s 0.2 0.0s 0.0s 0.1 2.2 x
Table 3.2.5B Canada Student Grants for part-time students by province and territory, amount disbursed: Canada Student Grant: Millions of dollars
Loan Year Canada N.L. P.E.I N.S. N.B. Ont. Man. Sask. Alta. B.C. Y.T.
2009 to 2010 4.5 x 0.2 0.1 0.1 1.2 0.2 0.1 0.4 2.3 x
2010 to 2011 6.8 x 0.3 0.1 0.1 2.2 0.2 0.1 0.6 3.2 x
2011 to 2012 10.0 x 0.3 0.1 0.1 4.6 0.3 0.1 0.4 4.0 x
2012 to 2013 14.9 x 0.5 0.1 0.1 7.1 0.4 0.1 1.0 5.5 x
2013 to 2014 17.3 0.1 0.5 0.2 0.1 8.6 0.5 0.1 1.0 6.2 0.0
2014 to 2015 18.1 x 0.5 0.2 0.1 9.8 0.4 0.1 1.1 5.7 x
2015 to 2016 19.8 x 0.6 0.2 0.1 10.7 0.5 0.2 1.1 6.3 x
2016 to 2017 29.0 x 0.8 0.3 0.2 15.2 0.5 0.2 2.0 9.5 x
2017 to 2018 33.0 x 0.8 0.3 0.2 20.2 0.5 0.3 2.1 8.6 x
2018 to 2019 45.5 x 0.8 0.4 0.3 29.5 0.6 0.5 4.2 9.1 x
2019 to 2020 56.8 x 0.7 0.6 0.4 38.8 0.8 0.7 4.8 9.7 x
2020 to 2021 90.6 x 0.8 1.2 0.7 59.6 1.1 2.4 8.3 16.0 x
2021 to 2022 92.7 0.5 0.8 1.4 0.6 58.9 1.1 3.8 9.2 16.3 0.0s
2022 to 2023 99.2 0.8 0.9 1.5 0.5 63.3 1.3 4.1 9.7 17.2 0.0s

4. Appendix

4.1 Profiles - Canada

Table 4.1.1 Profile of full-time students who received Canada Student Grants and/or Canada Student Loans
Table 4.1.1A Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by gender: Number
Gender Number Percent
Women 393,991 59
Men 248,782 38
Gender diverse identities 2,225 0s
Unspecified 17,983 3
Total 662,981 100
Table 4.1.1B Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 3,927.4 60
Men 2,375.3 36
Gender diverse identities 19.0 0s
Unspecified 221.0 3
Total 6,542.7 100
Table 4.1.1C Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by disability status: Number
Disability status Number Percent
Students with disabilities 68,147 10
Students without disabilities 594,834 90
Total 662,981 100
Table 4.1.1D Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by disability status: Millions of dollars
Disability status Millions of dollars Percent
Students with disabilities 807.5 12
Students without disabilities 5,735.2 88
Total 6,542.7 100
Table 4.1.1E Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 40,087 6
Non-Indigenous students 622,894 94
Total 662,981 100
Table 4.1.1F Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 483.7 7
Non-Indigenous students 6,059.0 93
Total 6,542.7 100
Table 4.1.1G Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by age group: Number
Age group Number Percent
Younger than 20 years 152,984 23
20 to 24 years 254,348 38
25 to 29 years 97,558 15
30 to 34 years 52,570 8
35 to 39 years 41,572 6
40 to 44 years 31,278 5
45 to 49 years 17,536 3
50 years and older 15,135 2
Total 662,981 100
Table 4.1.1H Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 1,155.6 18
20 to 24 years 2,227.2 34
25 to 29 years 1,024.7 16
30 to 34 years 665.7 10
35 to 39 years 598.0 9
40 to 44 years 449.2 7
45 to 49 years 232.5 4
50 years and older 189.7 3
Total 6,542.7 100
Table 4.1.1I Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by level of study: Number
Level of study Number Percent
Certificate or diploma 264,316 40
Undergraduate 361,037 54
Master 31,356 5
Doctorate 6,272 1
Total 662,981 100
Table 4.1.1J Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 2,824.6 43
Undergraduate 3,381.4 52
Master 276.0 4
Doctorate 60.7 1
Total 6,542.7 100
Table 4.1.1K Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by type of institution: Number
Type of institution Number Percent
University 353,489 53
College 180,036 27
Private 129,456 20
Total 662,981 100
Table 4.1.1L Profile of full-time students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 3,272.2 50
College 1,575.7 24
Private 1,694.8 26
Total 6,542.7 100
Table 4.1.2 Profile of part-time students who received Canada Student Grants and/or Canada Student Loans
Table 4.1.2A Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by gender: Number
Gender Number Percent
Women 26,885 62
Men 15,712 36
Gender diverse identities 103 0s
Unspecified 514 1
Total 43,214 100
Table 4.1.2B Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 71.8 62
Men 41.1 36
Gender diverse identities 0.2 0s
Unspecified 2.0 2
Total 115.2 100
Table 4.1.2C Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by disability status: Number
Disability status Number Percent
Students with disabilities 4,208 10
Students without disabilities 39,006 90
Total 43,214 100
Table 4.1.2D Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by disability status: Millions of dollars
Disability status Millions of dollars Percent
Students with disabilities 16.6 14
Students without disabilities 98.5 86
Total 115.2 100
Table 4.1.2E Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 1,039 2
Non-Indigenous students 42,175 98
Total 43,214 100
Table 4.1.2F Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 2.8 2
Non-Indigenous students 112.4 98
Total 115.2 100
Table 4.1.2G Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by age group: Number
Age group Number Percent
Younger than 20 years 10,005 23
20 to 24 years 17,347 40
25 to 29 years 6,949 16
30 to 34 years 3,471 8
35 to 39 years 2,381 6
40 to 44 years 1,535 4
45 to 49 years 833 2
50 years and older 693 2
Total 43,214 100
Table 4.1.2H Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 19.9 17
20 to 24 years 42.0 36
25 to 29 years 20.9 18
30 to 34 years 12.1 10
35 to 39 years 8.9 8
40 to 44 years 5.9 5
45 to 49 years 3.0 3
50 years and older 2.6 2
Total 115.2 100
Table 4.1.2I Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by level of study: Number
Level of study Number Percent
Certificate or diploma 12,008 28
Undergraduate 28,694 66
Master 2,389 6
Doctorate 123 0s
Total 43,214 100
Table 4.1.2J Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 35.0 30
Undergraduate 66.9 58
Master 12.6 11
Doctorate 0.6 1
Total 115.2 100
Table 4.1.2K Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by type of institution: Numbers
Type of institution Number Percent
University 29,445 68
College 12,622 29
Private 1,147 3
Total 43,214 100
Table 4.1.2L Profile of part-time students who received Canada Student Grants and/or Canada Student Loans: AY 2022 to 2023 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 74.3 64
College 34.4 30
Private 6.5 6
Total 115.2 100
Table 4.1.3 Profile of full-time students who received Canada Student Grants
Table 4.1.3A Profile of full-time students who received Canada Student Grants: AY 2022 to 2023 by gender: Number
Gender Number Percent
Women 317,062 59
Men 203,633 38
Gender diverse identities 1,849 0s
Unspecified 14,377 3
Total 536,921 100
Table 4.1.3B Profile of full-time students who received Canada Student Grants: AY 2022 to 2023 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 2,054.1 60
Men 1,257.4 37
Gender diverse identities 11.6 0s
Unspecified 98.0 3
Total 3,421.1 100
Table 4.1.3C Profile of full-time students who received Canada Student Grants: AY 2022 to 2023 by disability status: Number
Disability status Number Percent
Students with disabilities 68,047 13
Students without disabilities 468,874 87
Total 536,921 100
Table 4.1.3D Profile of full-time students who received Canada Student Grants: AY 2022 to 2023 by disability status: Millions of dollars
Disability status Millions of dollars Percent
Students with disabilities 597.7 17
Students without disabilities 2,823.4 83
Total 3,421.1 100
Table 4.1.3E Profile of full-time students who received Canada Student Grants: AY 2022 to 2023 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 34,151 6
Non-Indigenous students 502,770 94
Total 536,921 100
Table 4.1.3F Profile of full-time students who received Canada Student Grants: AY 2022 to 2023 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 264.3 8
Non-Indigenous students 3,156.8 92
Total 3,421.1 100
Table 4.1.3G Profile of full-time students who received Canada Student Grants: AY 2022 to 2023 by age group: Number
Age group Number Percent
Younger than 20 years 118,356 22
20 to 24 years 210,647 39
25 to 29 years 77,266 14
30 to 34 years 42,966 8
35 to 39 years 36,069 7
40 to 44 years 26,879 5
45 to 49 years 13,829 3
50 years and older 10,909 2
Total 536,921 100
Table 4.1.3H Profile of full-time students who received Canada Student Grants: AY 2022 to 2023 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 574.5 17
20 to 24 years 1,173.6 34
25 to 29 years 518.4 15
30 to 34 years 368.0 11
35 to 39 years 339.4 10
40 to 44 years 245.5 7
45 to 49 years 115.3 3
50 years and older 86.4 3
Total 3,421.1 100
Table 4.1.3I Profile of full-time students who received Canada Student Grants: AY 2022 to 2023 by level of study: Number
Level of study Number Percent
Certificate or diploma 210,030 39
Undergraduate 317,575 59
Master 7,253 1
Doctorate 2,063 0s
Total 536,921 100
Table 4.1.3J Profile of full-time students who received Canada Student Grants: AY 2022 to 2023 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 1,499.8 44
Undergraduate 1,874.2 55
Master 35.2 1
Doctorate 11.9 0s
Total 3,421.1 100
Table 4.1.3K Profile of full-time students who received Canada Student Grants: AY 2022 to 2023 by type of institution: Number
Type of institution Millions of dollars Percent
University 288,012 54
College 150,808 28
Private 98,101 18
Total 536,921 100
Table 4.1.3L Profile of full-time students who received Canada Student Grants: AY 2022 to 2023 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 1,680.1 49
College 944.3 28
Private 796.7 23
Total 3,421.1 100
Table 4.1.4 Profile of part-time students who received Canada Student Grants
Table 4.1.4A Profile of part-time students who received Canada Student Grants: AY 2022 to 2023 by gender: Number
Gender Number Percent
Women 26,670 62
Men 15,616 36
Gender diverse identities 103 0s
Unspecified 513 1
Total 42,902 100
Table 4.1.4B Profile of part-time students who received Canada Student Grants: AY 2022 to 2023 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 61.5 62
Men 36.0 36
Gender diverse identities 0.2 0s
Unspecified 1.5 2
Total 99.2 100
Table 4.1.4C Profile of part-time students who received Canada Student Grants: AY 2022 to 2023 by disability status: Number
Disability status Number Percent
Students with disabilities 4,199 10
Students without disabilities 38,703 90
Total 42,902 100
Table 4.1.4D Profile of part-time students who received Canada Student Grants: AY 2022 to 2023 by disability status: Millions of dollars
Disability status Millions of dollars Percent
Students with disabilities 16.1 16
Students without disabilities 83.1 84
Total 99.2 100
Table 4.1.4E Profile of part-time students who received Canada Student Grants: AY 2022 to 2023 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 1,036 2
Non-Indigenous students 41,866 98
Total 42,902 100
Table 4.1.4F Profile of part-time students who received Canada Student Grants: AY 2022 to 2023 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 2.5 3
Non-Indigenous students 96.7 97
Total 99.2 100
Table 4.1.4G Profile of part-time students who received Canada Student Grants: AY 2022 to 2023 by age group: Number
Age group Number Percent
Younger than 20 years 10,004 23
20 to 24 years 17,315 40
25 to 29 years 6,842 16
30 to 34 years 3,400 8
35 to 39 years 2,332 5
40 to 44 years 1,508 4
45 to 49 years 815 2
50 years and older 686 2
Total 42,902 100
Table 4.1.4H Profile of part-time students who received Canada Student Grants: AY 2022 to 2023 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 19.4 20
20 to 24 years 38.3 39
25 to 29 years 16.8 17
30 to 34 years 9.2 9
35 to 39 years 6.8 7
40 to 44 years 4.5 5
45 to 49 years 2.3 2
50 years and older 2.0 2
Total 99.2 100
Table 4.1.4I Profile of part-time students who received Canada Student Grants: AY 2022 to 2023 by level of study: Number
Level of study Number Percent
Certificate or diploma 11,922 28
Undergraduate 28,559 67
Master 2,300 5
Doctorate 121 0s
Total 42,902 100
Table 4.1.4J Profile of part-time students who received Canada Student Grants: AY 2022 to 2023 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 30.3 31
Undergraduate 61.3 62
Master 7.2 7
Doctorate 0.4 0s
Total 99.2 100
Table 4.1.4K Profile of part-time students who received Canada Student Grants: AY 2022 to 2023 by type of institution: Number
Type of institution Number Percent
University 29,234 68
College 12,541 29
Private 1,127 3
Total 42,902 100
Table 4.1.4L Profile of part-time students who received Canada Student Grants: AY 2022 to 2023 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 64.6 65
College 31.0 31
Private 3.6 4
Total 99.2 100
Table 4.1.5 Profile of full-time students who received Canada Student Loans
Table 4.1.5A Profile of full-time students who received Canada Student Loans: AY 2022 to 2023 by gender: Number
Gender Number Percent
Women 332,663 59
Men 208,782 37
Gender diverse identities 1,649 0s
Unspecified 17,496 3
Total 560,590 100
Table 4.1.5B Profile of full-time students who received Canada Student Loans: AY 2022 to 2023 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 1,873.3 60
Men 1,117.8 36
Gender diverse identities 7.4 0s
Unspecified 123.0 4
Total 3,121.5 100
Table 4.1.5C Profile of full-time students who received Canada Student Loans: AY 2022 to 2023 by disability status: Number
Disability status Number Percent
Students with disabilities 43,544 8
Students without disabilities 517,046 92
Total 560,590 100
Table 4.1.5D Profile of full-time students who received Canada Student Loans: AY 2022 to 2023 by disability status: Millions of dollars
Disability status Millions of dollars Percent
Students with disabilities 209.8 7
Students without disabilities 2,911.7 93
Total 3,121.5 100
Table 4.1.5E Profile of full-time students who received Canada Student Loans: AY 2022 to 2023 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 33,611 6
Non-Indigenous students 526,979 94
Total 560,590 100
Table 4.1.5F Profile of full-time students who received Canada Student Loans: AY 2022 to 2023 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 219.4 7
Non-Indigenous students 2,902.2 93
Total 3,121.5 100
Table 4.1.5G Profile of full-time students who received Canada Student Loans: AY 2022 to 2023 by age group: Number
Age group Number Percent
Younger than 20 years 129,131 23
20 to 24 years 212,793 38
25 to 29 years 83,716 15
30 to 34 years 44,729 8
35 to 39 years 35,127 6
40 to 44 years 26,485 5
45 to 49 years 15,208 3
50 years and older 13,401 2
Total 560,590 100
Table 4.1.5H Profile of full-time students who received Canada Student Loans: AY 2022 to 2023 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 581.1 19
20 to 24 years 1,053.6 34
25 to 29 years 506.4 16
30 to 34 years 297.7 10
35 to 39 years 258.6 8
40 to 44 years 203.7 7
45 to 49 years 117.2 4
50 years and older 103.3 3
Total 3,121.5 100
Table 4.1.5I Profile of full-time students who received Canada Student Loans: AY 2022 to 2023 by level of study: Number
Level of study Number Percent
Certificate or diploma 209,906 37
Undergraduate 314,238 56
Master 30,543 5
Doctorate 5,903 1
Total 560,590 100
Table 4.1.5J Profile of full-time students who received Canada Student Loans: AY 2022 to 2023 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 1,323.6 42
Undergraduate 1,510.4 48
Master 238.8 8
Doctorate 48.7 2
Total 3,121.5 100
Table 4.1.5K Profile of full-time students who received Canada Student Loans: AY 2022 to 2023 by type of institution: Number
Type of institution Number Percent
University 310,659 55
College 137,836 25
Private 112,095 20
Total 560,590 100
Table 4.1.5L Profile of full-time students who received Canada Student Loans: AY 2022 to 2023 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 1,592.9 51
College 631.7 20
Private 897.0 29
Total 3,121.5 100
Table 4.1.6 Profile of part-time students who received Canada Student Loans
Table 4.1.6A Profile of part-time students who received Canada Student Loans: AY 2022 to 2022 by gender: Number
Gender Number Percent
Women 4,297 64
Men 2,219 33
Gender diverse identities x x
Unspecified x x
Total 6,727 100
Table 4.1.6B Profile of part-time students who received Canada Student Loans: AY 2022 to 2023 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 10.4 65
Men 5.1 32
Gender diverse identities x x
Unspecified x x
Total 16.0 100
Table 4.1.6C Profile of part-time students who received Canada Student Loans: AY 2022 to 2023 by disability status: Number
Disability status Number Percent
Students with disabilities 226 3
Students without disabilities 6,501 97
Total 6,727 100
Table 4.1.6D Profile of part-time students who received Canada Student Loans: AY 2022 to 2023 by disability status: Millions of dollars
Disability status Millions of dollars Percent
Students with disabilities 0.5 3
Students without disabilities 15.4 97
Total 16.0 100
Table 4.1.6E Profile of part-time students who received Canada Student Loans: AY 2022 to 2023 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 150 2
Non-Indigenous students 6,577 98
Total 6,727 100
Table 4.1.6F Profile of part-time students who received Canada Student Loans: AY 2022 to 2023 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 0.3 2
Non-Indigenous students 15.7 98
Total 16.0 100
Table 4.1.6G Profile of part-time students who received Canada Student Loans: AY 2022 to 2023 by age group: Number
Age group Number Percent
Younger than 20 years 302 4
20 to 24 years 1,926 29
25 to 29 years 1,747 26
30 to 34 years 1,079 16
35 to 39 years 729 11
40 to 44 years 501 7
45 to 49 years 252 4
50 years and older 191 3
Total 6,727 100
Table 4.1.6H Profile of part-time students who received Canada Student Loans: AY 2022 to 2023 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 0.4 3
20 to 24 years 3.7 23
25 to 29 years 4.2 26
30 to 34 years 2.9 18
35 to 39 years 2.1 13
40 to 44 years 1.4 9
45 to 49 years 0.7 4
50 years and older 0.6 3
Total 16.0 100
Table 4.1.6I Profile of part-time students who received Canada Student Loans: AY 2022 to 2023 by level of study: Number
Level of study Number Percent
Certificate or diploma 2,121 32
Undergraduate 3,176 47
Master 1,374 20
Doctorate 56 1
Total 6,727 100
Table 4.1.6J Profile of part-time students who received Canada Student Loans: AY 2022 to 2023 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 4.8 30
Undergraduate 5.6 35
Master 5.4 34
Doctorate 0.2 1
Total 16.0 100
Table 4.1.6K Profile of part-time students who received Canada Student Loans: AY 2022 to 2023 by type of institution: Number
Type of institution Number Percent
University 4,185 62
College 1,826 27
Private 716 11
Total 6,727 100
Table 4.1.6L Profile of part-time students who received Canada Student Loans: AY 2022 to 2023 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 9.6 60
College 3.4 22
Private 2.9 18
Total 16.0 100
Table 4.1.7 Profile of students who received Canada Student Grant for Full-Time Students
Table 4.1.7A Profile of students who received Canada Student Grant for Full-Time Students: AY 2022 to 2023 by gender: Number
Gender Number Percent
Women 278,491 58
Men 188,606 39
Gender diverse identities 1,600 0s
Unspecified 12,468 3
Total 481,165 100
Table 4.1.7B Profile of students who received Canada Student Grant for Full-Time Students: AY 2022 to 2023 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 1,418.1 58
Men 944.5 39
Gender diverse identities 7.7 0s
Unspecified 64.3 3
Total 2,434.6 100
Table 4.1.7C Profile of students who received Canada Student Grant for Full-Time Students: AY 2022 to 2023 by disability status: Number
Disability status Number Percent
Students with disabilities 48,606 10
Students without disabilities 432,559 90
Total 481,165 100
Table 4.1.7D Profile of students who received Canada Student Grant for Full-Time Students: AY 2022 to 2023 by disability status: Millions of dollars
Disability status Millions of dollars Percent
Students with disabilities 252.9 10
Students without disabilities 2,181.7 90
Total 2,434.6 100
Table 4.1.7E Profile of students who received Canada Student Grant for Full-Time Students: AY 2022 to 2023 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 30,665 6
Non-Indigenous students 450,500 94
Total 481,165 100
Table 4.1.7F Profile of students who received Canada Student Grant for Full-Time Students: AY 2022 to 2023 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 165.9 7
Non-Indigenous students 2,268.7 93
Total 2,434.6 100
Table 4.1.7G Profile of students who received Canada Student Grant for Full-Time Students: AY 2022 to 2023 by age group: Number
Age group Number Percent
Younger than 20 years 113,459 24
20 to 24 years 202,470 42
25 to 29 years 68,802 14
30 to 34 years 32,286 7
35 to 39 years 24,984 5
40 to 44 years 19,217 4
45 to 49 years 10,608 2
50 years and older 9,339 2
Total 481,165 100
Table 4.1.7H Profile of students who received Canada Student Grant for Full-Time Students: AY 2022 to 2023 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 520.3 21
20 to 24 years 1,036.6 43
25 to 29 years 362.9 15
30 to 34 years 167.3 7
35 to 39 years 133.6 5
40 to 44 years 104.4 4
45 to 49 years 57.4 2
50 years and older 52.0 2
Total 2,434.6 100
Table 4.1.7I Profile of students who received Canada Student Grant for Full-Time Students: AY 2022 to 2023 by level of study: Number
Level of study Number Percent
Certificate or diploma 169,838 35
Undergraduate 311,314 65
Master x x
Doctorate x x
Total 481,165 100
Table 4.1.7J Profile of students who received Canada Student Grant for Full-Time Students: AY 2022 to 2023 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 861.7 35
Undergraduate 1,572.8 65
Master x x
Doctorate x x
Total 2,434.6 100
Table 4.1.7K Profile of students who received Canada Student Grant for Full-Time Students: AY 2022 to 2023 by type of institution: Number
Type of institution Number Percent
University 274,091 57
College 138,528 29
Private 68,546 14
Total 481,165 100
Table 4.1.7L Profile of students who received Canada Student Grant for Full-Time Students: AY 2022 to 2023 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 1,382.8 57
College 667.9 27
Private 383.9 16
Total 2,434.6 100
Table 4.1.8 Profile of students who received Canada Student Grant Skills Boost Top-up
Table 4.1.8A Profile of students who received Canada Student Grant Skills Boost Top-up: AY 2022 to 2023 by gender: Number
Gender Number Percent
Women 69,957 61
Men 41,478 36
Gender diverse identities 220 0s
Unspecified 2,229 2
Total 113,884 100
Table 4.1.8B Profile of students who received Canada Student Grant Skills Boost Top-up: AY 2022 to 2023 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 109.1 62
Men 64.1 36
Gender diverse identities 0.3 0s
Unspecified 3.7 2
Total 177.3 100
Table 4.1.8C Profile of students who received Canada Student Grant Skills Boost Top-up: AY 2022 to 2023 by disability status: Number
Disability status Number Percent
Students with disabilities 12,647 11
Students without disabilities 101,237 89
Total 113,884 100
Table 4.1.8D Profile of students who received Canada Student Grant Skills Boost Top-up: AY 2022 to 2023 by disability status: Millions of dollars
Disability status Millions of dollars Percent
Students with disabilities 19.9 11
Students without disabilities 157.4 89
Total 177.3 100
Table 4.1.8E Profile of students who received Canada Student Grant Skills Boost Top-up: AY 2022 to 2023 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 12,151 11
Non-Indigenous students 101,733 89
Total 113,884 100
Table 4.1.8F Profile of students who received Canada Student Grant Skills Boost Top-up: AY 2022 to 2023 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 19.4 11
Non-Indigenous students 157.9 89
Total 177.3 100
Table 4.1.8G Profile of students who received Canada Student Grant Skills Boost Top-up: AY 2022 to 2023 by age group: Number
Age group Number Percent
Younger than 30 years 21,712 19
30 to 34 years 30,494 27
35 to 39 years 23,843 21
40 to 44 years 18,457 16
45 to 49 years 10,240 9
50 years and older 9,138 8
Total 113,884 100
Table 4.1.8H Profile of students who received Canada Student Grant Skills Boost Top-up: AY 2022 to 2023 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 30 years 32.7 18
30 to 34 years 46.9 26
35 to 39 years 37.4 21
40 to 44 years 29.3 17
45 to 49 years 16.2 9
50 years and older 14.9 8
Total 177.3 100
Table 4.1.8I Profile of students who received Canada Student Grant Skills Boost Top-up: AY 2022 to 2023 by level of study: Number
Level of study Number Percent
Certificate or diploma 77,302 68
Undergraduate 36,582 32
Master 0 0
Doctorate 0 0
Total 113,884 100
Table 4.1.8J Profile of students who received Canada Student Grant Skills Boost Top-up: AY 2022 to 2023 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 120.1 68
Undergraduate 57.2 32
Master 0.0 0
Doctorate 0.0 0
Total 177.3 100
Table 4.1.8K Profile of students who received Canada Student Grant Skills Boost Top-up: AY 2022 to 2023 by type of institution: Number
Type of institution Number Percent
University 29,475 26
College 34,750 31
Private 49,659 44
Total 113,884 100
Table 4.1.8L Profile of students who received Canada Student Grant Skills Boost Top-up: AY 2022 to 2023 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 46.2 26
College 50.8 29
Private 80.4 45
Total 177.3 100
Table 4.1.9 Profile of students who received Canada Student Grant for Full-Time Students with Dependants
Table 4.1.9A Profile of students who received Canada Student Grant for Full-Time Students with Dependants: AY 2022 to 2023 by gender: Number
Gender Number Percent
Women 71,691 70
Men 28,524 28
Gender diverse identities 71 0s
Unspecified 1,618 2
Total 101,904 100
Table 4.1.9B Profile of students who received Canada Student Grant for Full-Time Students with Dependants: AY 2022 to 2023 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 350.2 68
Men 156.9 30
Gender diverse identities 0.4 0s
Unspecified 7.7 1
Total 515.2 100
Table 4.1.9C Profile of students who received Canada Student Grant for Full-Time Students with Dependants: AY 2022 to 2023 by disability status: Number
Disability status Number Percent
Students with disabilities 6,268 6
Students without disabilities 95,636 94
Total 101,904 100
Table 4.1.9D Profile of students who received Canada Student Grant for Full-Time Students with Dependants: AY 2022 to 2023 by disability status: Millions of dollars
Disability status Millions of dollars Percent
Students with disabilities 30.9 6
Students without disabilities 484.3 94
Total 515.2 100
Table 4.1.9E Profile of students who received Canada Student Grant for Full-Time Students with Dependants: AY 2022 to 2023 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 10,506 10
Non-Indigenous students 91,398 90
Total 101,904 100
Table 4.1.9F Profile of students who received Canada Student Grant for Full-Time Students with Dependants: AY 2022 to 2023 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 55.3 11
Non-Indigenous students 459.9 89
Total 515.2 100
Table 4.1.9G Profile of students who received Canada Student Grant for Full-Time Students with Dependants: AY 2022 to 2023 by age group: Number
Age group Number Percent
Younger than 20 years 282 0s
20 to 24 years 5,151 5
25 to 29 years 14,064 14
30 to 34 years 23,967 24
35 to 39 years 27,663 27
40 to 44 years 19,925 20
45 to 49 years 7,930 8
50 years and older 2,922 3
Total 101,904 100
Table 4.1.9H Profile of students who received Canada Student Grant for Full-Time Students with Dependants: AY 2022 to 2023 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 0.9 0s
20 to 24 years 19.1 4
25 to 29 years 65.4 13
30 to 34 years 125.4 24
35 to 39 years 153.1 30
40 to 44 years 101.8 20
45 to 49 years 36.3 7
50 years and older 13.3 3
Total 515.2 100
Table 4.1.9I Profile of students who received Canada Student Grant for Full-Time Students with Dependants: AY 2022 to 2023 by level of study: Number
Level of study Number Percent
Certificate or diploma 82,305 81
Undergraduate 14,998 15
Master 3,316 3
Doctorate 1,285 1
Total 101,904 100
Table 4.1.9J Profile of students who received Canada Student Grant for Full-Time Students with Dependants: AY 2022 to 2023 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 417.5 81
Undergraduate 73.1 14
Master 16.4 3
Doctorate 8.2 2
Total 515.2 100
Table 4.1.9K Profile of students who received Canada Student Grant for Full-Time Students with Dependants: AY 2022 to 2023 by type of institution: Number
Type of institution Number Percent
University 15,884 16
College 26,673 26
Private 59,347 58
Total 101,904 100
Table 4.1.9L Profile of students who received Canada Student Grant for Full-Time Students with Dependants: AY 2022 to 2023 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 79.1 15
College 125.3 24
Private 310.7 60
Total 515.2 100
Table 4.1.10 Profile of students who received Canada Student Grant for Full-Time Students with Disabilities
Table 4.1.10A Profile of students who received Canada Student Grant for Full-Time Students with Disabilities: AY 2022 to 2023 by gender: Number
Gender Number Percent
Women 40,912 61
Men 21,207 32
Gender diverse identities 742 1
Unspecified 4,305 6
Total 67,166 100
Table 4.1.10B Profile of students who received Canada Student Grant for Full-Time Students with Disabilities: AY 2022 to 2023 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 157.4 61
Men 81.3 31
Gender diverse identities 2.9 1
Unspecified 17.1 7
Total 258.7 100
Table 4.1.10C Profile of students who received Canada Student Grant for Full-Time Students with Disabilities: AY 2022 to 2023 by disability status: Number
Disability status Number Percent
Students with disabilities 67,166 100
Students without disabilities 0 0
Total 67,166 100
Table 4.1.10D Profile of students who received Canada Student Grant for Full-Time Students with Disabilities: AY 2022 to 2023 by disability status: Millions of dollars
Disability status Millions of dollars Percent
Students with disabilities 258.7 100
Students without disabilities 0.0 0
Total 258.7 100
Table 4.1.10E Profile of students who received Canada Student Grant for Full-Time Students with Disabilities: AY 2022 to 2023 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 5,055 8
Non-Indigenous students 62,111 92
Total 67,166 100
Table 4.1.10F Profile of students who received Canada Student Grant for Full-Time Students with Disabilities: AY 2022 to 2023 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 19.6 8
Non-Indigenous students 239.1 92
Total 258.7 100
Table 4.1.10G Profile of students who received Canada Student Grant for Full-Time Students with Disabilities: AY 2022 to 2023 by age group: Number
Age group Number Percent
Younger than 20 years 11,798 18
20 to 24 years 27,319 41
25 to 29 years 13,412 20
30 to 34 years 6,360 9
35 to 39 years 3,442 5
40 to 44 years 2,212 3
45 to 49 years 1,214 2
50 years and older 1,409 2
Total 67,166 100
Table 4.1.10H Profile of students who received Canada Student Grant for Full-Time Students with Disabilities: AY 2022 to 2023 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 45.2 17
20 to 24 years 105.7 41
25 to 29 years 51.7 20
30 to 34 years 24.5 9
35 to 39 years 13.2 5
40 to 44 years 8.5 3
45 to 49 years 4.6 2
50 years and older 5.3 2
Total 258.7 100
Table 4.1.10I Profile of students who received Canada Student Grant for Full-Time Students with Disabilities: AY 2022 to 2023 by level of study: Number
Level of study Number Percent
Certificate or diploma 23,429 35
Undergraduate 38,596 57
Master 4,282 6
Doctorate 859 1
Total 67,166 100
Table 4.1.10J Profile of students who received Canada Student Grant for Full-Time Students with Disabilities: AY 2022 to 2023 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 88.0 34
Undergraduate 150.8 58
Master 16.6 6
Doctorate 3.3 1
Total 258.7 100
Table 4.1.10K Profile of students who received Canada Student Grant for Full-Time Students with Disabilities: AY 2022 to 2023 by type of institution: Number
Type of institution Number Percent
University 38,754 58
College 23,107 34
Private 5,305 8
Total 67,166 100
Table 4.1.10L Profile of students who received Canada Student Grant for Full-Time Students with Disabilities: AY 2022 to 2023 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 151.4 59
College 88.4 34
Private 18.9 7
Total 258.7 100
Table 4.1.11 Profile of students who received Canada Student Grant for Services and Equipment for Full-Time Students with Disabilities
Table 4.1.11A Profile of students who received Canada Student Grant for Services and Equipment for Full-Time Students with Disabilities: AY 2022 to 2023 by gender: Number
Gender Number Percent
Women 6,994 56
Men 3,392 27
Gender diverse identities 133 1
Unspecified 2,064 16
Total 12,583 100
Table 4.1.11B Profile of students who received Canada Student Grant for Services and Equipment for Full-Time Students with Disabilities: AY 2022 to 2023 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 19.3 55
Men 10.5 30
Gender diverse identities 0.4 1
Unspecified 5.1 14
Total 35.4 100
Table 4.1.11C Profile of students who received Canada Student Grant for Services and Equipment for Full-Time Students with Disabilities: AY 2022 to 2023 by disability status: Number
Disability status Number Percent
Students with disabilities 12,583 100
Students without disabilities 0 0
Total 12,583 100
Table 4.1.11D Profile of students who received Canada Student Grant for Services and Equipment for Full-Time Students with Disabilities: AY 2022 to 2023 by disability status: Millions of dollars
Disability status Millions of dollars Percent
Students with disabilities 35.4 100
Students without disabilities 0.0 0
Total 35.4 100
Table 4.1.11E Profile of students who received Canada Student Grant for Services and Equipment for Full-Time Students with Disabilities: AY 2022 to 2023 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 1,277 10
Non-Indigenous students 11,306 90
Total 12,583 100
Table 4.1.11F Profile of students who received Canada Student Grant for Services and Equipment for Full-Time Students with Disabilities: AY 2022 to 2023 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 4.2 12
Non-Indigenous students 31.2 88
Total 35.4 100
Table 4.1.11G Profile of students who received Canada Student Grant for Services and Equipment for Full-Time Students with Disabilities: AY 2022 to 2023 by age group: Number
Age group Number Percent
Younger than 20 years 2,853 23
20 to 24 years 4,560 36
25 to 29 years 2,267 18
30 to 34 years 1,253 10
35 to 39 years 682 5
40 to 44 years 464 4
45 to 49 years 225 2
50 years and older 279 2
Total 12,583 100
Table 4.1.11H Profile of students who received Canada Student Grant for Services and Equipment for Full-Time Students with Disabilities: AY 2022 to 2023 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 8.1 23
20 to 24 years 11.9 34
25 to 29 years 6.0 17
30 to 34 years 4.0 11
35 to 39 years 2.2 6
40 to 44 years 1.6 5
45 to 49 years 0.8 2
50 years and older 0.9 3
Total 35.4 100
Table 4.1.11I Profile of students who received Canada Student Grant for Services and Equipment for Full-Time Students with Disabilities: AY 2022 to 2023 by level of study: Number
Level of study Number Percent
Certificate or diploma 4,522 36
Undergraduate 7,279 58
Master 670 5
Doctorate 112 1
Total 12,583 100
Table 4.1.11J Profile of students who received Canada Student Grant for Services and Equipment for Full-Time Students with Disabilities: AY 2022 to 2023 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 12.5 35
Undergraduate 20.6 58
Master 1.9 5
Doctorate 0.4 1
Total 35.4 100
Table 4.1.11K Profile of students who received Canada Student Grant for Services and Equipment for Full-Time Students with Disabilities: AY 2022 to 2023 by type of institution: Number
Type of institution Number Percent
University 7,237 58
College 4,634 37
Private 712 6
Total 12,583 100
Table 4.1.11L Profile of students who received Canada Student Grant for Services and Equipment for Full-Time Students with Disabilities: AY 2022 to 2023 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 20.7 58
College 12.5 35
Private 2.2 6
Total 35.4 100
Table 4.1.12 Profile of students who received Canada Student Grant for Part-Time Students
Table 4.1.12A Profile of students who received Canada Student Grant for Part-Time Students: AY 2022 to 2023 by gender: Number
Gender Number Percent
Women 25,565 62
Men 15,027 37
Gender diverse identities 91 0s
Unspecified 462 1
Total 41,145 100
Table 4.1.12B Profile of students who received Canada Student Grant for Part-Time Students: AY 2022 to 2023 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 51.5 61
Men 31.2 37
Gender diverse identities 0.2 0s
Unspecified 1.1 1
Total 84.0 100
Table 4.1.12C Profile of students who received Canada Student Grant for Part-Time Students: AY 2022 to 2023 by disability status: Number
Disability status Number Percent
Students with disabilities 2,448 6
Students without disabilities 38,697 94
Total 41,145 100
Table 4.1.12D Profile of students who received Canada Student Grant for Part-Time Students: AY 2022 to 2023 by disability status: Millions of dollars
Disability status Millions of dollars Percent
Students with disabilities 4.0 5
Students without disabilities 79.9 95
Total 84.0 100
Table 4.1.12E Profile of students who received Canada Student Grant for Part-Time Students: AY 2022 to 2023 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 985 2
Non-Indigenous students 40,160 98
Total 41,145 100
Table 4.1.12F Profile of students who received Canada Student Grant for Part-Time Students: AY 2022 to 2023 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 2.1 2
Non-Indigenous students 81.9 98
Total 84.0 100
Table 4.1.12G Profile of students who received Canada Student Grant for Part-Time Students: AY 2022 to 2023 by age group: Number
Age group Number Percent
Younger than 20 years 9,839 24
20 to 24 years 16,731 41
25 to 29 years 6,410 16
30 to 34 years 3,167 8
35 to 39 years 2,208 5
40 to 44 years 1,431 3
45 to 49 years 761 2
50 years and older 598 1
Total 41,145 100
Table 4.1.12H Profile of students who received Canada Student Grant for Part-Time Students: AY 2022 to 2023 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 18.2 22
20 to 24 years 34.6 41
25 to 29 years 13.5 16
30 to 34 years 6.8 8
35 to 39 years 4.9 6
40 to 44 years 3.2 4
45 to 49 years 1.6 2
50 years and older 1.2 1
Total 84.0 100
Table 4.1.12I Profile of students who received Canada Student Grant for Part-Time Students: AY 2022 to 2023 by level of study: Number
Level of study Number Percent
Certificate or diploma 11,115 27
Undergraduate 27,701 67
Master 2,212 5
Doctorate 117 0s
Total 41,145 100
Table 4.1.12J Profile of students who received Canada Student Grant for Part-Time Students: AY 2022 to 2023 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 23.1 27
Undergraduate 55.0 66
Master 5.6 7
Doctorate 0.3 0s
Total 84.0 100
Table 4.1.12K Profile of students who received Canada Student Grant for Part-Time Students: AY 2022 to 2023 by type of institution: Number
Type of institution Number Percent
University 28,308 69
College 11,726 28
Private 1,111 3
Total 41,145 100
Table 4.1.12L Profile of students who received Canada Student Grant for Part-Time Students: AY 2022 to 2023 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 57.1 68
College 24.1 29
Private 2.8 3
Total 84.0 100
Table 4.1.13 Profile of students who received Canada Student Grant for Part-Time Students with Dependants
Table 4.1.13A Profile of students who received Canada Student Grant for Part-Time Students with Dependants: AY 2022 to 2023 by gender: Number
Gender Number Percent
Women 1,986 76
Men 526 20
Gender diverse identities 0 0
Unspecified 92 4
Total 2,604 100
Table 4.1.13B Profile of students who received Canada Student Grant for Part-Time Students with Dependants: AY 2022 to 2023 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 2.4 76
Men 0.7 20
Gender diverse identities 0.0 0
Unspecified 0.1 4
Total 3.2 100
Table 4.1.13C Profile of students who received Canada Student Grant for Part-Time Students with Dependants: AY 2022 to 2023 by disability status: Number
Disability status Number Percent
Students with disabilities 64 2
Students without disabilities 2,540 98
Total 2,604 100
Table 4.1.13D Profile of students who received Canada Student Grant for Part-Time Students with Dependants: AY 2022 to 2023 by disability status: Millions of dollars
Disability status Millions of dollars Percent
Students with disabilities 0.1 2
Students without disabilities 3.2 98
Total 3.2 100
Table 4.1.13E Profile of students who received Canada Student Grant for Part-Time Students with Dependants: AY 2022 to 2023 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 79 3
Non-Indigenous students 2,525 97
Total 2,604 100
Table 4.1.13F Profile of students who received Canada Student Grant for Part-Time Students with Dependants: AY 2022 to 2023 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 0.1 3
Non-Indigenous students 3.2 97
Total 3.2 100
Table 4.1.13G Profile of students who received Canada Student Grant for Part-Time Students with Dependants: AY 2022 to 2023 by age group: Number
Age group Number Percent
Younger than 20 years x x
20 to 24 years 90 3
25 to 29 years 383 15
30 to 34 years 667 26
35 to 39 years 735 28
40 to 44 years 489 19
45 to 49 years 179 7
50 years and older x x
Total 2,604 100
Table 4.1.13H Profile of students who received Canada Student Grant for Part-Time Students with Dependants: AY 2022 to 2023 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years x x
20 to 24 years 0.1 3
25 to 29 years 0.4 14
30 to 34 years 0.8 25
35 to 39 years 0.9 28
40 to 44 years 0.7 20
45 to 49 years 0.2 7
50 years and older x x
Total 3.2 100
Table 4.1.13I Profile of students who received Canada Student Grant for Part-Time Students with Dependants: AY 2022 to 2023 by level of study: Number
Level of study Number Percent
Certificate or diploma 1,251 48
Undergraduate 814 31
Master 506 19
Doctorate 33 1
Total 2,604 100
Table 4.1.13J Profile of students who received Canada Student Grant for Part-Time Students with Dependants: AY 2022 to 2023 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 1.6 50
Undergraduate 0.8 24
Master 0.8 24
Doctorate 0.1 2
Total 3.2 100
Table 4.1.13K Profile of students who received Canada Student Grant for Part-Time Students with Dependants: AY 2022 to 2023 by type of institution: Number
Type of institution Number Percent
University 1,240 48
College 1,000 38
Private 364 14
Total 2,604 100
Table 4.1.13L Profile of students who received Canada Student Grant for Part-Time Students with Dependants: AY 2022 to 2023 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 1.5 46
College 1.1 33
Private 0.7 21
Total 3.2 100
Table 4.1.14 Profile of students who received Canada Student Grant for Part-Time Students with Disabilities
Table 4.1.14A Profile of students who received Canada Student Grant for Part-Time Students with Disabilities: AY 2022 to 2023 by gender: Number
Gender Number Percent
Women 1,681 64
Men 867 33
Gender diverse identities 16 1
Unspecified 78 3
Total 2,642 100
Table 4.1.14B Profile of students who received Canada Student Grant for Part-Time Students with Disabilities: AY 2022 to 2023 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 6.6 63
Men 3.4 33
Gender diverse identities 0.1 1
Unspecified 0.3 3
Total 10.4 100
Table 4.1.14C Profile of students who received Canada Student Grant for Part-Time Students with Disabilities: AY 2022 to 2023 by disability status: Number
Disability status Number Percent
Students with disabilities 2,642 100
Students without disabilities 0 0
Total 2,642 100
Table 4.1.14D Profile of students who received Canada Student Grant for Part-Time Students with Disabilities: AY 2022 to 2023 by disability status: Millions of dollars
Disability status Millions of dollars Percent
Students with disabilities 10.4 100
Students without disabilities 0.0 0
Total 10.4 100
Table 4.1.14E Profile of students who received Canada Student Grant for Part-Time Students with Disabilities: AY 2022 to 2023 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 79 3
Non-Indigenous students 2,563 97
Total 2,642 100
Table 4.1.14F Profile of students who received Canada Student Grant for Part-Time Students with Disabilities: AY 2022 to 2023 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 0.3 3
Non-Indigenous students 10.1 97
Total 10.4 100
Table 4.1.14G Profile of students who received Canada Student Grant for Part-Time Students with Disabilities: AY 2022 to 2023 by age group: Number
Age group Number Percent
Younger than 20 years 242 9
20 to 24 years 806 31
25 to 29 years 642 24
30 to 34 years 352 13
35 to 39 years 222 8
40 to 44 years 138 5
45 to 49 years 91 3
50 years and older 149 6
Total 2,642 100
Table 4.1.14H Profile of students who received Canada Student Grant for Part-Time Students with Disabilities: AY 2022 to 2023 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 0.9 9
20 to 24 years 3.2 31
25 to 29 years 2.5 24
30 to 34 years 1.4 13
35 to 39 years 0.9 8
40 to 44 years 0.6 5
45 to 49 years 0.4 4
50 years and older 0.6 6
Total 10.4 100
Table 4.1.14I Profile of students who received Canada Student Grant for Part-Time Students with Disabilities: AY 2022 to 2023 by level of study: Number
Level of study Number Percent
Certificate or diploma 1,215 46
Undergraduate 1,220 46
Master x x
Doctorate x x
Total 2,642 100
Table 4.1.14J Profile of students who received Canada Student Grant for Part-Time Students with Disabilities: AY 2022 to 2023 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 4.8 46
Undergraduate 4.8 46
Master x x
Doctorate x x
Total 10.4 100
Table 4.1.14K Profile of students who received Canada Student Grant for Part-Time Students with Disabilities: AY 2022 to 2023 by type of institution: Number
Type of institution Number Percent
University 1,363 52
College 1,247 47
Private 32 1
Total 2,642 100
Table 4.1.14L Profile of students who received Canada Student Grant for Part-Time Students with Disabilities: AY 2022 to 2023 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 5.4 51
College 5.0 47
Private 0.1 1
Total 10.4 100
Table 4.1.15 Profile of students who received Canada Student Grant for Services and Equipment for Part-Time Students with Disabilities
Table 4.1.15A Profile of students who received Canada Student Grant for Services and Equipment for Part-Time Students with Disabilities: AY 2022 to 2023 by gender: Number
Gender Number Percent
Women 307 62
Men 169 34
Gender diverse identities x x
Unspecified x x
Total 498 100
Table 4.1.15B Profile of students who received Canada Student Grant for Services and Equipment for Part-Time Students with Disabilities: AY 2022 to 2023 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 0.9 55
Men 0.6 42
Gender diverse identities x x
Unspecified x x
Total 1.5 100
Table 4.1.15C Profile of students who received Canada Student Grant for Services and Equipment for Part-Time Students with Disabilities: AY 2022 to 2023 by disability status: Number
Disability status Number Percent
Students with disabilities 498 100
Students without disabilities 0 0
Total 498 100
Table 4.1.15D Profile of students who received Canada Student Grant for Services and Equipment for Part-Time Students with Disabilities: AY 2022 to 2023 by disability status: Millions of dollars
Disability status Millions of dollars Percent
Students with disabilities 1.5 100
Students without disabilities 0.0 0
Total 1.5 100
Table 4.1.15E Profile of students who received Canada Student Grant for Services and Equipment for Part-Time Students with Disabilities: AY 2022 to 2023 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 15 3
Non-Indigenous students 483 97
Total 498 100
Table 4.1.15F Profile of students who received Canada Student Grant for Services and Equipment for Part-Time Students with Disabilities: AY 2022 to 2023 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 0.0s 2
Non-Indigenous students 1.5 98
Total 1.5 100
Table 4.1.15G Profile of students who received Canada Student Grant for Services and Equipment for Part-Time Students with Disabilities: AY 2022 to 2023 by age group: Number
Age group Number Percent
Younger than 20 years 79 16
20 to 24 years 128 26
25 to 29 years 101 20
30 to 34 years 61 12
35 to 39 years 33 7
40 to 44 years 32 6
45 to 49 years 26 5
50 years and older 38 8
Total 498 100
Table 4.1.15H Profile of students who received Canada Student Grant for Services and Equipment for Part-Time Students with Disabilities: AY 2022 to 2023 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 0.3 17
20 to 24 years 0.5 30
25 to 29 years 0.3 16
30 to 34 years 0.2 12
35 to 39 years 0.1 5
40 to 44 years 0.1 7
45 to 49 years 0.1 5
50 years and older 0.1 7
Total 1.5 100
Table 4.1.15I Profile of students who received Canada Student Grant for Services and Equipment for Part-Time Students with Disabilities: AY 2022 to 2023 by level of study: Number
Level of study Number Percent
Certificate or diploma 254 51
Undergraduate 213 43
Master x x
Doctorate x x
Total 498 100
Table 4.1.15J Profile of students who received Canada Student Grant for Services and Equipment for Part-Time Students with Disabilities: AY 2022 to 2023 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 0.8 51
Undergraduate 0.7 42
Master x x
Doctorate x x
Total 1.5 100
Table 4.1.15K Profile of students who received Canada Student Grant for Services and Equipment for Part-Time Students with Disabilities: AY 2022 to 2023 by type of institution: Number
Type of institution Number Percent
University 211 42
College x x
Private x x
Total 498 100
Table 4.1.15L Profile of students who received Canada Student Grant for Services and Equipment for Part-Time Students with Disabilities: AY 2022 to 2023 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 0.7 42
College x x
Private x x
Total 1.5 100
Table 4.1.16 Profile of students who received Canada Student Grant for Full- or Part-Time Students with Dependants
Table 4.1.16A Profile of students who received Canada Student Grant for Full- or Part-Time Students with Dependants: AY 2022 to 2023 by gender: Number
Gender Number Percent
Women 73,210 70
Men 28,934 28
Gender diverse identities 71 0s
Unspecified 1,703 2
Total 103,918 100
Table 4.1.16B Profile of students who received Canada Student Grant for Full- or Part-Time Students with Dependants: AY 2022 to 2023 by gender: Millions of dollars
Gender Millions of dollars Percent
Women 352.6 68
Men 157.6 30
Gender diverse identities 0.4 0s
Unspecified 7.8 2
Total 518.4 100
Table 4.1.16C Profile of students who received Canada Student Grant for Full- or Part-Time Students with Dependants: AY 2022 to 2023 by disability status: Number
Disability status Number Percent
Students with disabilities 6,301 6
Students without disabilities 97,617 94
Total 103,918 100
Table 4.1.16D Profile of students who received Canada Student Grant for Full- or Part-Time Students with Dependants: AY 2022 to 2023 by disability status: Millions of dollars
Disability status Millions of dollars Percent
Students with disabilities 31.0 6
Students without disabilities 487.5 94
Total 518.4 100
Table 4.1.16E Profile of students who received Canada Student Grant for Full- or Part-Time Students with Dependants: AY 2022 to 2023 by Indigenous status: Number
Indigenous status Number Percent
Indigenous students 10,561 10
Non-Indigenous students 93,357 90
Total 103,918 100
Table 4.1.16F Profile of students who received Canada Student Grant for Full- or Part-Time Students with Dependants: AY 2022 to 2023 by Indigenous status: Millions of dollars
Indigenous status Millions of dollars Percent
Indigenous students 55.3 11
Non-Indigenous students 463.1 89
Total 518.4 100
Table 4.1.16G Profile of students who received Canada Student Grant for Full- or Part-Time Students with Dependants: AY 2022 to 2023 by age group: Number
Age group Number Percent
Younger than 20 years 286 0s
20 to 24 years 5,214 5
25 to 29 years 14,354 14
30 to 34 years 24,477 24
35 to 39 years 28,223 27
40 to 44 years 20,310 20
45 to 49 years 8,086 8
50 years and older 2,968 3
Total 103,918 100
Table 4.1.16H Profile of students who received Canada Student Grant for Full- or Part-Time Students with Dependants: AY 2022 to 2023 by age group: Millions of dollars
Age group Millions of dollars Percent
Younger than 20 years 0.9 0s
20 to 24 years 19.2 4
25 to 29 years 65.9 13
30 to 34 years 126.2 24
35 to 39 years 154.0 30
40 to 44 years 102.4 20
45 to 49 years 36.5 7
50 years and older 13.4 3
Total 518.4 100
Table 4.1.16I Profile of students who received Canada Student Grant for Full- or Part-Time Students with Dependants: AY 2022 to 2023 by level of study: Number
Level of study Number Percent
Certificate or diploma 83,288 80
Undergraduate 15,548 15
Master 3,768 4
Doctorate 1,314 1
Total 103,918 100
Table 4.1.16J Profile of students who received Canada Student Grant for Full- or Part-Time Students with Dependants: AY 2022 to 2023 by level of study: Millions of dollars
Level of study Millions of dollars Percent
Certificate or diploma 419.1 81
Undergraduate 73.8 14
Master 17.2 3
Doctorate 8.2 2
Total 518.4 100
Table 4.1.16K Profile of students who received Canada Student Grant for Full- or Part-Time Students with Dependants: AY 2022 to 2023 by type of institution: Number
Type of institution Number Percent
University 16,854 16
College 27,372 26
Private 59,692 57
Total 103,918 100
Table 4.1.16L Profile of students who received Canada Student Grant for Full- or Part-Time Students with Dependants: AY 2022 to 2023 by type of institution: Millions of dollars
Type of institution Millions of dollars Percent
University 80.6 16
College 126.4 24
Private 311.4 60
Total 518.4 100

Glossary

Academic year
August 1 to July 31.
Canada Apprentice Loans
In January 2015, the Government launched the CAL initiative. Borrowers can apply for up to $4,000 in loans per period of technical training, for up to 5 technical training periods. Loans are available to help pay for tuition, tools, equipment and living expenses, to cover forgone wages and to help support family during training.
Canada Student Grants

Canada Student Grants (CSG) are non-repayable student financial assistance. In the 2022 to 2023 academic year, CSGs are available for:

  • CSG for Full-Time Students: up to $750 per month of study ($6,000 for an 8-month study period)
  • CSG Skills Boost Top-up for adult learners from low- and middle-income families who have been out of high school for at least 10 years: top-up funding of $1,600 per academic year ($200 per month)
  • CSG for Full-Time Students with Dependants: up to $400 per month of study ($3,200 for an 8-month study period) for each dependant under 12 years of age (and for each dependant over 12 years of age with a disability)
  • CSG for Students with Disabilities: $4,000 per academic year for full-time or part-time students with disabilities
  • CSG for Services and Equipment for Students with Disabilities: up to $20,000 per academic year to cover exceptional education-related costs for full-time or part-time students with disabilities
  • CSG for Part-Time Students: up to $3,600 per academic year depending on assessed need
  • CSG for Part-Time Students with Dependants: up to a maximum of $3,840
Canada Student Loan forgiveness for family doctors and nurses
Family doctors, residents in family medicine, nurse practitioners, and nurses that practice in under-served rural or remote communities may be eligible to have some of their Canada Student Loans forgiven. Family doctors and residents in family medicine may receive up to $8,000 per year and all nurses may receive up to $4,000 per year. The program operates on a fiscal year basis (April 1 to March 31).
Consolidation
Borrowers consolidate their student loan(s) 6 months after the end of their post-secondary studies (or ending full-time studies). Repayment begins once they have consolidated their loans.
Default
A loan is deemed in default when it is in arrears for greater than 270 days under the direct lending regime.
Default rate
The CSFA Program measures default using a 3-year default rate. This rate shows the proportion of loan dollars that enter repayment in a given academic year and default within 3 years. For example, the 2020 to 2021 default rate represents the proportion of loan dollars that entered repayment in the 2020 to 2021 academic year and defaulted before August 1, 2023.
Designated
A designated PSE institution meets provincial/territorial and federal eligibility criteria. Students attending these schools can apply for government-sponsored SFA, such as Canada Student Grants and Canada Student Loans.
Direct loans
As of August 2000, the Federal Government issues Canada Student Loans under the direct loans regime. The Government directly finances the loans, and a third-party service provider administers the loan process.
Fiscal year
April 1 to March 31.
Full-time student

A full-time student is a student enrolled in:

  • at least a 60% course load (or 40% for students with disabilities)
  • in a program of study for at least 12 consecutive weeks
  • at a designated PSE institution
Gender diverse identities
This inclusive term can describe individuals who identify their gender beyond a binary perspective.
Integrated province
In integrated provinces, federal and provincial loans are combined so that borrowers receive and repay 1 federal and provincial integrated loan. The federal and provincial governments work together to make applying for, managing and repaying loans easier. The CSFA Program has integration agreements with 6 provinces: British Columbia, Saskatchewan, Ontario, New Brunswick, Newfoundland and Labrador, and Manitoba.
In-repayment status
The status of borrowers who have begun repaying their CSLs. Repayment begins 6 months following the end of studies.
In-study status
The status of borrowers attending full-time or part-time studies at a PSE institution.
In-study interest subsidy
This is the CSL interest covered by the Government of Canada during the post-secondary study period.
National Student Loans Service Centre

The National Student Loans Service Centre (NSLSC) is the main point of contact for borrowers in managing their CSLs, from loan disbursement to repayment and repayment assistance. A third-party service provider administers the service centre. The NSLSC manages all CSLs issued on or after August 1, 2000, as well as integrated student loans for:

  • New Brunswick and Newfoundland and Labrador issued on or after August 1, 2000
  • Ontario and Saskatchewan issued on or after August 1, 2001
  • British Columbia issued on or after August 1, 2011, and
  • Manitoba issued on or after August 1, 2022
Part-time student

A part-time student is a student taking between 20% and 59% of a full course load. Students with disabilities may be accorded part-time status if they are taking between 20% and 39% of a full course load. If they are taking between 40% and 59% of a full course load, for the purpose of the CSFA Program, they can choose to be a:

  • full-time student, or
  • part-time student
Participating provinces and territories

The provinces and territories that choose to deliver financial assistance to students within the framework of the CSFA Program include:

  • Newfoundland and Labrador
  • Prince Edward Island
  • Nova Scotia
  • New Brunswick
  • Ontario
  • Manitoba
  • Saskatchewan
  • Alberta
  • British Columbia
  • Yukon
Province or territory of residence
A student’s province or territory of residence is the province or territory where they have most recently lived for at least 12 consecutive months prior to starting PSE. This does not include time spent in a province or territory as a full-time student at a post-secondary institution. For example, an individual from Manitoba studying in Ontario would be considered a Manitoba student.
Post-secondary education
Levels of education following secondary school (high school) at all designated public or private PSE institutions.
Repayment Assistance Plan

On August 1, 2009, the Repayment Assistance Plan (RAP) replaced the CSFA Program’s previous debt management programs (Interest Relief and Debt Reduction in Repayment). RAP is a temporary repayment assistance measure where a borrower repays an affordable monthly amount. Eligible borrowers make either a reduced (affordable) or zero payment, based on family income and family size. RAP ensures that the repayment period will not exceed 15 years (or 10 years for a borrower with a disability). Under RAP, eligible borrowers receive RAP for periods of 6 months and can reapply as long as they remain eligible. RAP has 2 stages:

  • RAP Stage 1: The Government of Canada and the relevant provincial government pay the interest owing, that the borrower’s payment does not cover. This stage can last up to 10 6-month periods or 60 months during the 10-year period after a borrower leaves school
  • RAP Stage 2: This stage begins once the borrower completes Stage 1. If the borrower cannot meet their repayment obligations, the Government will cover both the principal and interest that exceeds the borrowers reduced monthly payments
Repayment Assistance Plan for borrowers with a Disability (RAP-D)

RAP-D assists borrowers experiencing difficulty meeting their repayment obligations. RAP-D provides accelerated repayment assistance that considers the additional living costs faced by people with disabilities. RAP-D recipients can obtain the following benefits:

  • RAP-D borrowers proceed directly to Stage 2 whereby the government covers the principal and interest not covered by the borrower’s monthly RAP payments
  • eligible RAP-D borrowers can claim disability-related expenses; this is taken into consideration during RAP-D application assessment
Repayment Assistance Plan (RAP) First year uptake rate
The first year RAP uptake rate is the ratio of the number of full-time students who entered repayment and used RAP in the same year to the total number of full-time students who entered repayment during the year.
Severe Permanent Disability Benefit

In certain cases, some borrowers may be eligible for loan cancellation. This benefit allows the cancellation of repayment obligations for those with permanent disabilities. Beneficiaries are those whose disability, expected to remain with them for life, prevents them from:

  • studying at a post-secondary level, and
  • taking part in the labour force
Student financial assistance

Student financial assistance is any form of financial aid provided by the CSFA Program to students while enrolled in designated PSE institutions. Assistance includes:

  • CSGs
  • CSLs, and
  • in-study interest subsidy

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