Every dollar counts

Canada child benefit (CCB)

Provides monthly tax-free money. Eligible families can get up to $7,787 per year for each child under 6 and up to $6,570 per year, for each child aged 6 to 17. You need to apply for the CCB then do your taxes on time every year to continue getting the payments you are entitled to receive.

In addition: If you are eligible for the CCB, you could be eligible for certain benefits that the CRA administers on behalf of the provinces and territories.

Disability tax credit (DTC)

Provides a tax credit for people with impairments, or their supporting family member, that lowers the amount of income tax they may owe when they do their taxes every year. Eligible individuals can claim up to $9,428, with an additional $5,500 for those under 18. You need to apply for the DTC and once approved, you can claim it when doing your taxes.

In addition: DTC eligibility may help you access other federal, provincial, or territorial programs.

GST/HST credit

Provides four tax-free payments per year. If entitled, single individuals can get up to $519 per year. A couple with two children could get up to $1,038 per year. You need to do your taxes every year to continue getting the payments you are entitled to receive. New residents of Canada must complete one of two forms to apply for the GST/HST credit.

In addition: If you are eligible for the GST/HST credit, you could also be eligible for certain benefits that the CRA administers on behalf of the provinces and territories.

Canada workers benefit (CWB)

Provides an amount that helps those working and earning a low income to reduce any taxes owed and can result in a tax refund. You can claim the CWB when you do your taxes.

If you are entitled to receive the CWB, you will get up to 50% of your CWB in advanced payments under what is referred to as the Advanced Canada workers benefit (ACWB). The ACWB is issued across three quarterly payments in July, October and January.

Canada Carbon Rebate (CCR)

(formerly known as Climate action incentive payment)

Provides a tax-free quarterly payment for residents of Alberta, Saskatchewan, Manitoba, Ontario, New Brunswick, Newfoundland and Labrador, Nova Scotia, and Prince Edward Island to offset the cost of the federal pollution pricing. You need to do your taxes every year to continue getting the payments you are entitled to receive. Find out if you are eligible.

Free tax clinics

Provides free tax help by a volunteer to those with a modest income and a simple tax situation. Find out if you are eligible.